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UnionBank Valentine’s Promo: Up to P20,000 eGCs and 0% Installment

Until Feb 18, 2026
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Celebrate Valentine's Month with UnionBank Credit Card Offers

February marks the season of love, and UnionBank is supporting celebrations through flexible payment options and additional rewards for cardholders. With the PayEasy 0% Installment feature, you can spread costs without interest at various partner merchants. There's also the Yule Get More promotion, which provides up to P20,000 in eGCs based on your spending.

PayEasy 0% Installment at Partner Merchants

UnionBank's PayEasy allows 0% interest installments up to 36 months on purchases made with your UnionBank Credit Card. This option is available at over 9,500 in-store merchants and outlets nationwide. The 0% interest applies if you pay the monthly installment in full, subject to bank approval and merchant terms. Minimum spend and installment terms vary by card type and partner.

For Valentine's, several merchants offer tailored deals combining 0% installments with extras like free items, discounts, or chances to win prizes. Here are the key offers:

  • digimap: As low as cash price and 0% installment up to 24 months on all Apple products at digimap.com. Valid until March 31, 2026.
  • MILADAY: Free "Gold or Hope Collection piece" worth at least P10,000 and 0% installment up to 12 months for a minimum purchase of P100,000. Valid until July 31, 2026.
  • Rustan's: Up to P2,500 eGifts and 0% installment up to 6 months for a minimum spend of P25,000. Valid until February 28, 2026.
  • WESTERN: Exclusive freebies and 0% installment up to 24 months for a minimum spend of P25,000. Valid until March 31, 2026.
  • MAKATI MEDICAL CENTER: Up to 10% off and 0% installment for 3 months on select procedures. Valid until April 15, 2026.
  • TESSERA: A chance to win a 3-carat GIA-certified diamond ring when you purchase at 0% installment up to 24 months. Valid until February 15, 2026.
  • vision express: Buy One, Get One and 0% installment up to 12 months on all eyeglasses. Valid until December 31, 2026.

Additional merchants provide 0% installments across various terms:

Up to 36 Months

  • OGAWA

Up to 24 Months

  • Henry's CAMERAS
  • MI
  • SILICON VALLEY
  • VillMan COMPUTERS
  • 8telcom

Up to 12 Months

  • anello
  • CHRIS SPORTS
  • DATA BLITZ
  • Rulls CELLPHONE & ACCESSORIES
  • SSI LIFE
  • TOBYS SPORTS
  • Tokyo
  • Tokyo Cafe

Up to 6 Months

  • JORDAN
  • NIKE
  • THE FOOTBALL REPUBLIC
  • FAT OUTLET ARNAIZ
  • LUCCE

For full details on PayEasy, visit the UnionBank PayEasy page.

Yule Get More: Earn Up to P20,000 eGCs

Boost your Valentine's spending with the Yule Get More promotion. Earn eGCs on qualified spends using your UnionBank Credit Card by following these steps:

  1. Register and join the promo at UnionBank Treats Hub.
  2. Meet the accumulated spend requirement.
  3. Redeem your eGCs until May 31, 2026.

The promo has been extended until February 18, 2026. Visit https://www.unionbankph.com/ygm for more information. Terms and conditions apply.