UnionBank credit cardholders can take advantage of a convenient payment plan when shopping at Power Mac Center and The Loop stores. This option allows for interest-free installments on qualifying purchases, helping to spread out costs over time.
Promo Period
The promotion is available from September 1, 2025, to February 28, 2026.
Eligibility Requirements
To participate, cardholders must meet these criteria:
- Hold principal or supplementary UnionBank Issued Credit Cards or UnionBank Acquired Credit Cards.
- Have cards that are active, with available credit limit and good credit standing. Good standing means the account is not delinquent, not under investigation for fraud, the card is not reported lost or stolen, and no violations of the credit card terms have occurred.
- Not be prohibited from participating due to applicable gifts, anti-bribery, and corruption laws, regulations, or policies.
Key Benefits
This offer provides straightforward advantages for eligible purchases:
- 0% interest on installments.
- Tenors of 3, 6, 9, 12, or 24 months.
- Minimum purchase of P3,000.
- Payments start after two billing statement cycles, through UnionBank PayEasy.
The offer applies only at participating Power Mac Center and The Loop stores. It cannot be combined with other promotions, merchant VIP or membership privileges, and is not transferable or convertible to cash or gift certificates. Splitting transactions to meet the minimum spend is not permitted.
How to Avail
Follow these steps to use the installment option:
- Visit a participating Power Mac Center or The Loop store during the promo period.
- Make a purchase of at least P3,000 using your qualified UnionBank credit card.
- Select the UnionBank PayEasy Pay Later 0% installment for the desired tenor, up to 24 months.
- Payments will begin after two billing cycles, with equal monthly amortizations.
Cardholders are responsible for providing personal information to the merchant, which will follow the merchant's confidentiality and data privacy terms. UnionBank does not act as an agent for the merchants and cannot guarantee product quality; direct any concerns to the store.
In case of disputes on eligibility, dates, or fulfillment, UnionBank's decision, with DTI concurrence, is final. Amendments to terms require DTI approval. Fraud or abuse may lead to disqualification, card suspension, or full charges at UnionBank's discretion, plus potential legal action.
By using the card, cardholders agree to UnionBank's Data Privacy Statement at https://www.unionbankph.com/privacy-security. The promo follows PayEasy Terms and Conditions, PayEasy Enabled by Global Payments Terms and Conditions, and 0% Installment Terms and Conditions, available at https://www.unionbankph.com/ubinstallment.
Sample Computation
Here is an example for a P30,000 purchase on a 3-month 0% installment (assuming purchase in May 2025 for illustration):
| Month | Details |
|---|---|
| May 2025 (Month 0) | P30,000 purchase using 0% PayEasy Pay Later for 3 months |
| June 2025 (Month 1) | No charge to cardholder due to PayEasy Pay Later |
| July 2025 (Month 2) | P10,000 first monthly amortization |
| August 2025 (Month 3) | P10,000 second monthly amortization |
| September 2025 (Month 4) | P10,000 third monthly amortization and completion with 0% interest |
Participating Outlets
Purchases must be made at these locations:
| Power Mac Center Outlet | The Loop Outlet |
|---|---|
| Power Mac Center SM Megamall | The Loop Lucky Chinatown |
| Power Mac Center SM City North EDSA | The Loop UP Town Taguig |
| Power Mac Center Greenbelt 3 | The Loop Ayala Malls Feliz |
| Power Mac Center SM City Pampanga | The Loop Ayala Malls The 30th |
| Power Mac Center Power Plant Mall | The Loop Xentro Mall Vigan |
| Power Mac Center SM Aura | The Loop SM San Mateo |
| Power Mac Center Northeast Square | The Loop SM Center Dagupan |
| Power Mac Center Festival Mall | The Loop Southwoods |
| Power Mac Center Robinsons Magnolia | The Loop The Loop Calamba |
| Power Mac Center Abreeza Mall | The Loop Ayala Mall Bacolod |
| Power Mac Center SM Lanang | The Loop Ayala Center Cebu |
| Power Mac Center The Podium | The Loop SM CDO |
| Power Mac Center SM San Lazaro | The Loop SM City Davao |
| Power Mac Center Bay Area | The Loop SM General Santos |
| Power Mac Center Neo Plaza Ongpin | The Loop SM City Baguio |
| Power Mac Center SM City Grand Central | The Loop SM City Cabanatuan |
| Power Mac Center Harbor Point Subic | The Loop SM City Iloilo |
| Power Mac Center Vista Mall Bataan | The Loop SM Makati |
| Power Mac Center SM City Batangas | The Loop Mitsukoshi BGC |
| Power Mac Center SM Trece Martires | The Loop SM Center Pulilan |
| Power Mac Center SM City Bacoor | The Loop Ayala Central Bloc Cebu |
| Power Mac Center SM San Pablo | The Loop SM Center San Pedro |
| Power Mac Center SM Sta. Rosa | The Loop SM City Valenzuela |
| Power Mac Center Robinsons Galleria Cebu | The Loop Ayala Malls Centrio |
| Power Mac Center DLSU | The Loop Alta Citta |
| Power Mac Center CSB Campus | The Loop SM Center Lemery |
| Power Mac Center UST | Power Mac Center SM City Bataan |
| Power Mac Center SM BF Paranaque | Power Mac Center Estancia Mall |
| Power Mac Center Cash & Carry | Power Mac Center SM City Sto. Tomas |
| Power Mac Center SM Dasmarinas | Power Mac Center SM Mall of Asia |
| Power Mac Center Glorietta 5 | Power Mac Center Ayala Malls Serin |
| Power Mac Center SM Lipa City | Power Mac Center SM City San Jose del Monte |
| Power Mac Center SM Southmall | Power Mac Center Robinsons Valencia |
| Power Mac Center Circuit Makati | Power Mac Center Shangri-la Plaza Mall |
| Power Mac Center Vista Mall | Power Mac Center Alabang Town Center |
| Power Mac Center SM Fairview | Power Mac Center TriNoma |
| Power Mac Center KCC Mall | Power Mac Center Robinsons Iloilo |
| Power Mac Center SM City Urdaneta | Power Mac Center Island City Mall |
| Power Mac Center SM City Puerto Princesa | Power Mac Center Marina Town Dumaguete |
| Power Mac Center SM City Telabastagan | Power Mac Center Vertis North |
| Power Mac Center SM CDO Premier | Power Mac Center Robinsons Place Dumaguete |
| Power Mac Center SM City Legaspi | Power Mac Center SM City J Mall |
| Power Mac Center Fora Tagaytay | Power Mac Center SM City Marilao |
| Power Mac Center Festive Walk | Power Mac Center SM Marikina |
| Power Mac Center Robinsons Place Butuan | Power Mac Center SM City Rosario |
| Power Mac Center SM City Lucena | Power Mac Center Robinsons Santiago |
| Power Mac Center Sm City Olongapo Central | Power Mac Center Robinsons Naga |
| Power Mac Center Robinsons Place Tuguegarao | Power Mac Center SM City Sta. Mesa |
| Power Mac Center EASTWOOD | Power Mac Center Lima Estate |
| Power Mac Center SM City Butuan | Power Mac Center SM Bicutan |
| Power Mac Center SM Mindpro Citimall | Power Mac Center SM Caloocan |
| Power Mac Center SM City Daet | Power Mac Center SM City Baliwag |
| Power Mac Center Robinsons Place Iligan | Power Mac Center SM Marikina |
| Power Mac Center SM City Tanza | Power Mac Center Robinsons Pangasinan |
| Power Mac Center SM City Sorsogon | Power Mac Center Vista Mall Taguig |
| Power Mac Center SM City Tuguegarao | Power Mac Center SM City East Ortigas |
| Power Mac Center SM City Roxas | Power Mac Center SM City Masinag |
| Power Mac Center Rob Ilocos Norte | Power Mac Center Vista Mall Pampanga |
| Power Mac Center Rob La Union | Power Mac Center Cloverleaf |
| Power Mac Center Rob Galleria South | Power Mac Center SM City Clark |
| Power Mac Center Rob Ormoc | Power Mac Center SM City Naga |
| Power Mac Center Bonifacio High Street | Power Mac Center SM City Tarlac |
| The Loop Robinsons Tacloban | The Loop SM Araneta |
| The Loop Boracay | The Loop Newpoint Mall |
| The Loop Uptown Mall BGC | The Loop Limketkai Center |
| The Loop The Loop Venice Grand Canal | The Loop Robinsons Manila |
| The Loop S' Maison |
Contact Details
For inquiries or comments, reach UnionBank through:
- Phone: +63 2 8841 8600
- UnionBank Online App: Mailbox > Support > Create New Ticket
- Facebook Messenger: m.me/UnionBankph
- X (formerly Twitter): x.com/unionbankph
Per DTI Fair Trade Permit No. FTEB-235136, Series of 2025. UnionBank of the Philippines is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).