UnionBank credit cardholders can take advantage of 0% interest installments when shopping at participating Abenson stores through the PayEasy Pay Later program. This option lets purchases be spread out over multiple months without added interest, providing flexibility for bigger buys starting in September 2025.
Promo Period
The promotion is available from September 1, 2025 to February 28, 2026.
Eligibility Requirements
- Open to all principal and supplementary UnionBank credit cardholders whose cards are UnionBank Issued Credit Cards or UnionBank Acquired Credit Cards.
- Cards must have an available credit limit, be on active status, and maintain good credit standing.
- Good credit standing includes accounts that are not delinquent, not under investigation for suspected fraudulent activities, not reported lost or stolen, and have not violated the Terms and Conditions Governing the Issuance and Use of UnionBank Credit Cards.
- Cardholders must not be prohibited from participating under applicable gifts, anti-bribery, and corruption laws, regulations, and policies.
Key Benefits
- 0% interest on purchases worth a minimum of P3,000.
- Installment tenors of 3, 6, 12, or 24 months through UnionBank PayEasy.
- Payments begin after two billing statement cycles.
- Valid at participating Abenson outlets and related stores under the Abenson Group, including Electroworld and Automatic Centre locations.
How to Avail
- Visit a participating Abenson store (see full list below) and make a purchase of at least P3,000.
- Charge the total amount to your qualified UnionBank credit card.
- Select the 0% installment option for 3, 6, 12, or 24 months via UnionBank PayEasy Pay Later.
- Start paying after two billing cycles.
Note that the promo cannot be combined with other promotions, merchant VIP or membership privileges, or exchanged for cash or gift certificates. Splitting transactions to meet the minimum spend is not allowed. By participating, cardholders agree to provide personal information to the merchant, subject to the merchant's confidentiality, data privacy, and security terms.
Sample Computation
For a P30,000 purchase in May 2025 using 0% PayEasy Pay Later for 3 months (illustrative dates):
| Month | Details |
|---|---|
| May 2025 (Month 0) | P30,000 purchase using 0% PayEasy Pay Later for 3 months |
| June 2025 (Month 1) | No charge to cardholder due to PayEasy Pay Later |
| July 2025 (Month 2) | P10,000 first monthly amortization |
| August 2025 (Month 3) | P10,000 second monthly amortization |
| September 2025 (Month 4) | P10,000 third monthly amortization and completion of PayEasy Pay Later transaction with 0% interest |
UnionBank is not an agent of the merchants and does not represent the quality of products. Direct any product feedback to the merchant. In case of disputes on eligibility, dates, or fulfillment, UnionBank's decision, with DTI concurrence, is final. Amendments to terms require prior DTI approval. Fraud or abuse may lead to disqualification, card privilege suspension, or full charge to the card, at UnionBank's discretion, without prejudice to legal action. Continued card use indicates acceptance of UnionBank's Data Privacy Statement at https://www.unionbankph.com/privacy-security. This promo is subject to UnionBank PayEasy Terms and Conditions, PayEasy Enabled by Global Payments Terms and Conditions, and 0% Installment Terms and Conditions, available at https://www.unionbankph.com/ubinstallment.
Participating Outlets (Annex B)
- ABENSON-MADISON
- ABENSON-DAGUPAN
- ABENSON-TACLOBAN
- SB FURNITURE MAKATI
- AUTOMATIC CENTRE-SHERIDAN
- ABENSON-WM MUNTINLUPA
- ABENSON WALTERMART PAMPANGA
- HOMEPLUS MAKILING
- ABENSON AYALA FELIZ
- ABENSON-GMALL CEBU
- ABENSON BALAYAN
- ELECTROWORLD SM CALAMBA
- ABENSON BEL AIR
- ABENSON VICTORY MALL STA. ROSA
- ABENSON BULACAN
- ABENSON WM SUBIC
- ABENSON CABANATUAN2
- ABENSON-PUREGOLD PAGASA
- ABENSON CABUYAO
- AUTOMATIC CENTER GLORIETTA1
- ABENSON CAPITOL
- ELECTROWORLD SM MEGAMALL
- ABENSON CARMONA
- ABENSON ALTURAS BOHOL
- ABENSON CENTRIO CDO
- ABENSON WALTERMART CANDELARIA
- ABENSON CIRCUIT
- ABENSON WALTERMART SUCAT
- ABENSON CITYMALL BOHOL
- ABENSON ARVO
- ABENSON CLOVERLEAF
- ABENSON-KCC ZAMBOANGA
- ABENSON CONGRESSIONAL
- ABENSON-WALTERMART CALOOCAN
- ABENSON DASMA CAVITE
- AUTOMATIC CENTER CEBU
- ABENSON DAU PAMPANGA
- AUTOMATIC CENTER TRINOMA
- ABENSON EVER COMMONWEALTH
- ELECTROWORLD SM FAIRVIEW
- ABENSON FARMERS
- ELECTROWORLD SM SAN LAZARO
- ABENSON FILINVEST
- L ABENSON LCC NAGA
- ABENSON FISHERMALL
- ABENSON V CENTRAL
- ABENSON GEN TRIAS
- ABENSON WALTERMART BICUTAN
- ABENSON GLORIETTA 1
- ABENSON WALTERMART MAKATI
- ABENSON GMA CAVITE
- ABENSON WALTERMART QC
- ABENSON GMALL DAVAO
- ABENSON WALTERMART-ANTIPOLO
- ABENSON GREENHILLS
- ABENSON WM-ALTARAZA SAN JOSE
- ABENSON GT TOWN CENTER PAVIA ILOILO
- ABENSON-DUMAGUETE
- ABENSON H WMALL
- ABENSON-HOME WM MALOLOS
- ABENSON HARBOR POINT
- ABENSON ASCOTT
- ABENSON HYP FTI
- ABENSON AYALA CEBU
- ABENSON ILOCOS NORTE
- ABENSON-WALTERMART SILANG
- ABENSON JAKA PARANAQUE
- AUTOMATIC CENTER ALABANG
- ABENSON LAS PINAS
- AUTOMATIC CENTER FESTIVAL MALL
- ABENSON LIPA
- AUTOMATIC CENTER SM NORTH
- ABENSON LKK CDO
- ELECTROWORLD LUCKY CHINATOWN
- ABENSON LOTUS IMUS
- ELECTROWORLD SM CITY SAN JOSE DEL MONTE
- ABENSON MAKILING
- ELECTROWORLD SM MANILA
- ABENSON MALABON
- ELECTROWORLD SM NORTH EDSA ANNEX
- ABENSON MARKET MARKET
- ELECTROWORLD WALTERMART TANAUAN
- ABENSON MARQUEE
- L ABENSON IRIGA
- ABENSON MEYCAUAYAN
- L ABENSON PACIFIC LEGASPI
- ABENSON MONTALBAN
- SB FURNITURE WALTERMART EROD
- ABENSON NAIC
- ABENSON VALENZUELA
- ABENSON NB CALAPAN
- ABENSON WALTER MART BATANGAS
- ABENSON NEPO ANGELES
- ABENSON WALTERMART CABANATUAN
- ABENSON NU CITI BATANGAS
- ABENSON WALTERMART GAPAN
- ABENSON NUVALI
- ABENSON WALTERMART NASUGBU
- ABENSON OLIVAREZ LOS BAÑOS
- ABENSON WALTERMART PLARIDEL
- ABENSON PACIFIC LUCENA
- ABENSON WALTERMART STA ROSA
- ABENSON PAVILION LAGUNA
- ABENSON WALTERMART VETERANS
- ABENSON PG BACOOR
- ABENSON WM BALANGA
- ABENSON PG SAN PEDRO
- ABENSON WM TARLAC
- ABENSON PG STACRUZ
- ABENSON WM-JUNCTION QUIRINO
- ABENSON PGLAOAG
- ABENSON-DECATHLON MASINAG
- ABENSON PGSPBLO
- ABENSONG SM HYPERMARKET ROSARIO BATANGAS
- ABENSON PGTANAY
- ABENSON-GMALL TAGUM
- ABENSON PM MANDAUE
- ABENSON-KAI MALL
- ABENSON POLANGUI
- ABENSON-LCC CBD
- ABENSON PUREGOLD ARANETA
- ABENSON-PUREGOLD BOCAUE
- ABENSON PUREGOLD CALOOCAN
- ABENSON-QUEZON AVENUE
- ABENSON PUREGOLD CAVITE
- ABENSON-WALTERMART BALIUAG
- ABENSON PUREGOLD FAIRVIEW
- ABENSON-WALTERMART NAIC
- ABENSON PUREGOLD PASIG
- ABENSON-WM BACOOR
- ABENSON PUREGOLD TANZA
- ABENSON-WM SAN PASCUAL
- ABENSON PUREGOLD TAYTAY
- AUTOMATIC CENTER ALIMALL
- ABENSON PUREGOLD TAYUMAN
- AUTOMATIC CENTER EASTWOOD
- ABENSON ROB GALLERIA
- AUTOMATIC CENTER GATEWAY
- ABENSON ROB IMUS
- AUTOMATIC CENTER MARKET MARKET
- AUTOMATIC CENTER TUTUBAN
- AUTOMATIC CENTER STA. LUCIA
- AVANT ABENSON TRINOMA
- ABENSON AYALA FAIRVIEW
- ELECTROWORLD AYALA CEBU
- ABENSON ROB MANILA
- AVANT ATC
- ABENSON SAN PABLO
- ELECTROWORLD GLORIETTA 2
- ABENSON SAN PEDRO
- ELECTROWORLD SM BICUTAN
- ABENSON SANTIAGO
- ELECTROWORLD SM CEBU
- ABENSON SERIN
- ELECTROWORLD SM DASMARINAS
- ABENSON SHANGRILA
- ELECTROWORLD SM LIPA
- ABENSON SJNE
- ELECTROWORLD SM MARIKINA
- ABENSON SM EAST ORTIGAS
- ELECTROWORLD SM MOA
- ABENSON SM NORTH EDSA
- ELECTROWORLD SM PAMPANGA
- ABENSON SOUTHWOODS
- ELECTROWORLD TRINOMA
- ABENSON STA LUCIA EAST 1
- ELECTROWORLD-SM BACOOR
- ABENSON STA LUCIA EAST 2
- L ABENSON AYALA LEGAZPI
- ABENSON STA MARIA BULACAN
- L ABENSON LCC LEGASPI
- ABENSON TALAVERA
- L ABENSON NAGA
- ABENSON TAYTAY
- SB FURNITURE AYALA TERRACES
- ABENSON TIERRA NUEVA ALABANG
- SB FURNITURE MARKET MARKET
- ABENSON TRECE MARTIRES
- ABENSON ABREEZA
- ABENSON UP TOWN CENTER
Contact Details
For inquiries or comments, contact UnionBank through:
- Phone: +63 2 8841 8600
- UnionBank Online App: Mailbox > Support > Create New Ticket
- Facebook Messenger: m.me/UnionBankph
- X (formerly Twitter): x.com/unionbankph
Per DTI Fair Trade Permit No. FTEB-235136, Series of 2025.
UnionBank of the Philippines is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).