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Creditcards

Your guide to the latest card promos

UnionBank Mercury Drug Visa No Annual Fee For Life

Bank:
Merchants:
From Aug 24, 2026 
Until Dec 31, 2026

If you are looking for a new credit card, UnionBank is offering a great opportunity for Mercury Drug Visa card applicants to enjoy a lifetime of savings.

What’s On Offer

New applicants for the UnionBank Mercury Drug Visa Credit Card can qualify for a No Annual Fee For Life welcome gift. To secure this benefit, you simply need to meet a specific spending target within a set timeframe after your card is approved.

Eligibility and Requirements

This promo is open to principal applicants of the UnionBank Mercury Drug Visa Credit Card who meet the following criteria:

  • You do not have an existing principal UnionBank credit card and have not had one in the last six months.
  • You have an existing principal credit card from another bank that is at least six months old.
  • Your application is complete and is approved within the promo period.

To qualify for the welcome gift, you must reach the minimum spend requirement within sixty business days from your card approval date:

Eligible Card Type Welcome Gift Minimum Spend Requirement
UnionBank Mercury Drug Visa Card No Annual Fee For Life P20,000 total spend on a single or accumulated purchases

Important Notes

To ensure your purchases count toward the spend requirement, please keep in mind the following exclusions:

  • Cash advances and any in-house installment availments like Balance Transfers or Retail Conversions.
  • Financial transactions including stock trading, foreign exchange, remittances, and quasi-cash transactions (such as GrabPay, GCash, PayMaya, and PayPal).
  • Gambling, casino, and gaming transactions.
  • Fees, charges, and interest.
  • Business purchases, such as direct or multi-level marketing and wholesale/distribution transactions.
  • Any transactions that are subsequently cancelled or refunded.

Once you meet the spend requirement, you will receive a confirmation SMS within ninety business days. Please note that you must maintain your card in good standing for at least twenty-four months from the approval date to keep the No Annual Fee For Life status.