As the holiday season approaches, many people plan trips abroad or shop from international sites. UnionBank is helping cardholders stretch their spending further with a promotion on foreign currency transactions using the Rewards or Miles+ Credit Card.
This offer reduces the foreign transaction fee to 1.8% and boosts rewards earning to 3x points or miles, making overseas purchases more valuable. The promotion applies to eligible foreign currency spends posted during the period, with rebates and bonus rewards credited later.
Eligibility and Minimum Spends
To qualify, cardholders need a UnionBank Rewards Credit Card or UnionBank Miles+ Credit Card. Specific minimum accumulated spends apply for the fee reduction and bonus rewards:
- For UnionBank Rewards Credit Card:
- 1.8% promo FX fee on foreign transactions with minimum accumulated spend of P10,000.
-
3x rewards points with minimum accumulated spend of P50,000.
- For UnionBank Miles+ Credit Card:
- 1.8% promo FX fee on foreign transactions with minimum accumulated spend of P30,000.
- 3x UB miles with minimum accumulated spend of P100,000.
Foreign currency transactions during the promo will initially be charged the standard fee, with the difference refunded as a rebate to the account.
How to Join the Promotion
Registration is required to participate. Follow these steps:
- Visit https://cs.unionbankph.com/treatshub.
- Register using the code sent via e-mail/SMS.
- Tap the Join Now button for the FX Holiday Promo.
The registration period runs until January 15, 2026. Regular UnionBank points or miles from transactions will be credited automatically once posted.
Redeeming Rewards
Bonus FX rebates and UnionBank points or miles can be redeemed on the UB Treats Hub from January 16 to March 16, 2026. Rewards will be credited to accounts by July 15, 2026.
Terms and conditions apply. For full details, visit the UnionBank website.