UnionBank credit cardholders have the option to purchase items at select stores of Digital Walker, Beyond the Box, and Open Source with 0% interest through UnionBank PayEasy, spreading payments over up to 24 months and starting payments after two billing cycles.
Promo Period
The promotion runs from September 1, 2025 to February 28, 2026.
Eligibility Requirements
- Principal and supplementary holders of UnionBank Issued Credit Cards and UnionBank Acquired Credit Cards.
- Cards must have available credit limit, be on active status, and in good credit standing (not delinquent, not under investigation for fraud, not reported lost or stolen, and no violations of credit card terms).
- Cardholders must not be prohibited under applicable gifts, anti-bribery, and corruption laws from participating.
Key Benefits
- 0% interest on purchases with tenors of 3, 6, 12, or 24 months.
- Minimum purchase amount of P3,000.
- Payments begin after two billing statement cycles.
- Valid at participating outlets of Digital Walker, Beyond the Box, and Open Source (see list below).
How to Avail
- Visit a participating store of Digital Walker, Beyond the Box, or Open Source (refer to Annex B for locations).
- Make a purchase worth at least P3,000 and charge it to your qualified UnionBank Credit Card.
- Opt for UnionBank PayEasy Pay Later 0% installment up to 24 months at the point of sale.
Here's a sample computation for a P30,000 purchase on a 3-month tenor (assuming promo starts in May 2025 for illustration):
| Month | Details |
|---|---|
| May 2025 (Month 0) | P30,000 purchase using 0% PayEasy Pay Later for 3 months |
| June 2025 (Month 1) | No charge to cardholder due to PayEasy Pay Later |
| July 2025 (Month 2) | P10,000 first monthly amortization |
| August 2025 (Month 3) | P10,000 second monthly amortization |
| September 2025 (Month 4) | P10,000 third monthly amortization and completion of transaction at 0% interest |
Additional Terms
- The offer cannot be exchanged for other items, discounts, or privileges, nor combined with other promotions or merchant VIP/membership benefits.
- Offers are not transferable and cannot be converted to cash or gift certificates.
- Cannot be used with other ongoing merchant promos, offers, or discounts.
- Splitting transactions to meet the minimum spend is not allowed.
- By participating, you provide personal information to the merchant, subject to their confidentiality, data privacy, and security terms; general merchant terms apply.
- UnionBank is not an agent of the merchants and does not guarantee product quality; direct feedback to the merchant.
- Disputes on eligibility, dates, or fulfillment are final with UnionBank's decision, with DTI concurrence.
- Amendments to terms require prior DTI approval.
- Fraud, abuse, or unauthorized actions may lead to disqualification, card privilege suspension, full charge of discount, or legal action by UnionBank.
- Using the card implies agreement to UnionBank's Data Privacy Statement at https://www.unionbankph.com/privacy-security.
- Subject to UnionBank's PayEasy Terms and Conditions, PayEasy Enabled by Global Payments Terms and Conditions, and 0% Installment Terms and Conditions, available at https://www.unionbankph.com/ubinstallment.
Participating Stores (Annex B)
- Beyond The Box locations: Century City Makati, Cityfront Clark, Airport Clark, KCC Veranza, Ayala Market Market, Mitsukoshi BGC, Nomo Cavite, Megaworld Newport, Robinsons Malolos, Greenhills Vmall, Ayala Fairview Terraces, Robinsons Galleria, Uptown Mall, Robinsons Ermita, Megaworld Southwoods, Limketkai Mall Cdo, SM Baguio, Megaworld Forbestown, Megaworld Lucky Chinatown, Megaworld Venice Grand Canal.
- Digital Walker locations: Robinsons Antipolo, Evia Las Pinas, Supermalls Conrad Hotel, Robinsons La Union, SM Megamall, UP Town Center, Vmall, Ayala Abreeza, Ayala ATC, Ayala Capitol, Ayala Cebu, Ayala Serene, SM Baguio, Boni High Street, Centrio Cdo, Circuit Makati, Eastwood, Estancia Megamall, KCC Mall Zamboanga, Okada, Podium, SM Aegamall, SM Cegamall, SM Grand Central, SM Megamall, SM Regamall, SM Sta Mesa, The Outlet Lipa, Trinoma, UP Town Center, Vertis North, Vista Mall Antipolo, Bay Area, Ayala The 30th, Ayala Glorietta, Rockwell, Shangrila, SM City Cebu, SM North Edsa, Vertis North Mall.
- Open Source locations: Robinsons Gegamall, Robinsons Opus Mall, Parqal.
Contact Details
For inquiries or comments, contact UnionBank of the Philippines via:
- Phone: +63 2 8841 8600
- UnionBank Online App: Mailbox > Support > Create New Ticket
- Facebook Messenger: m.me/UnionBankph
- X (formerly Twitter): x.com/unionbankph
Per DTI Fair Trade Permit No. FTEB-235136, Series of 2025.
UnionBank of the Philippines is regulated by the Bangko Sentral ng Pilipinas: https://www.bsp.gov.ph.