UnionBank credit cardholders have an opportunity to make purchases at participating Digital Walker, Beyond the Box, and Open Source stores with 0% interest installments through UnionBank PayEasy Pay Later. This option allows payments to begin after two billing cycles, providing flexibility for tech and gadget buys.
Promo Period
The promotion runs from September 1, 2025, to February 28, 2026.
Eligibility Requirements
- Principal and supplementary holders of UnionBank Issued Credit Cards or UnionBank Acquired Credit Cards.
- Cards must have available credit limit, active status, and good credit standing.
- Good credit standing means no delinquency, no investigation for fraud, cards not reported lost or stolen, and no violation of UnionBank Credit Card terms.
- Cardholders not prohibited under applicable gifts, anti-bribery, and corruption laws.
How to Avail
- Visit participating Digital Walker, Beyond the Box, or Open Source stores (see list below).
- Make a purchase of at least P3,000 using a qualified UnionBank Credit Card.
- Opt for 0% installment through UnionBank PayEasy Pay Later with tenors of 3, 6, 12, or 24 months.
- Payments start after two billing statement cycles.
Splitting transactions to meet the minimum spend is not allowed. The offer cannot be combined with other promotions, merchant VIP privileges, or exchanged for cash or gift certificates.
Key Benefits
- 0% interest on purchases up to 24 months tenor.
- Deferred payments: No charge for the first two billing cycles.
- Applicable at select Digital Walker, Beyond the Box, and Open Source outlets.
For example, a P30,000 purchase on 3-month 0% PayEasy Pay Later:
| Month | Description | Amount |
|---|---|---|
| May 2025 (Month 0) | P30,000 purchase using 0% PayEasy Pay Later for 3 months | - |
| June 2025 (Month 1) | No charge to Cardholder due to PayEasy Pay Later | P0 |
| July 2025 (Month 2) | P10,000 first monthly amortization | P10,000 |
| August 2025 (Month 3) | P10,000 second monthly amortization | P10,000 |
| September 2025 (Month 4) | P10,000 third monthly amortization and completion of PayEasy Pay Later transaction with 0% Interest | P10,000 |
Terms and Conditions
Cardholders must provide personal information to the merchant, subject to the merchant's confidentiality and data privacy terms. UnionBank acts only as a payment facilitator and does not guarantee product quality; direct concerns to the merchant.
In disputes regarding eligibility, dates, or fulfillment, UnionBank's decision, with DTI concurrence, is final. Amendments require DTI approval. Fraud or abuse may lead to disqualification, card suspension, or full charges to the account, plus legal action.
Continued card use implies agreement to UnionBank's Data Privacy Statement at https://www.unionbankph.com/privacy-security. This promo follows UnionBank's PayEasy Terms and Conditions, PayEasy Enabled by Global Payments Terms and Conditions, and 0% Installment Terms and Conditions, available at https://www.unionbankph.com/ubinstallment.
Participating Outlets
Beyond The Box locations:
- Century City Makati
- Cityfront Clark
- Airport Clark
- KCC Veranza
- Ayala Market Market
- Mitsukoshi BGC
- Nomo Cavite
- Megaworld Newport
- Robinsons Malolos
- Greenhills Vmall
- Ayala Fairview Terraces
- Robinsons Galleria
- Uptown Mall
- Robinsons Ermita
- Megaworld Southwoods
- Limketkai Mall Cdo
- SM Baguio
- Megaworld Forbestown
- Megaworld Lucky Chinatown
- Megaworld Venice Grand Canal
Digital Walker locations:
- SM Baguio
- Boni High Street
- Centrio Cdo
- Circuit Makati
- Eastwood
- Estancia Megamall
- KCC Mall Zamboanga
- Okada
- Podium
- SM Aegamall
- SM Cegamall
- SM Grand Central
- SM Megamall (two entries, likely duplicates)
- SM Regamall
- SM Sta Mesa
- The Outlet Lipa
- Trinoma
- UP Town Center
- Vertis North
- Robinsons Antipolo
- Evia Las Pinas
- Supermalls Conrad Hotel
- Robinsons La Union
- Ayala Abreeza
- Ayala ATC
- Ayala Capitol
- Ayala Cebu
- Ayala Serene
- Robinsons Gegamall (Open Source)
- Robinsons Opus Mall (Open Source)
- Parqal (Open Source)
- Vista Mall Antipolo
- Bay Area
- Ayala The 30Th
- Ayala Glorietta
- Rockwell
- Shangrila
- SM City Cebu
- SM North Edsa
- Vertis North Mall
- Vmall
Open Source locations:
- Robinsons Gegamall
- Robinsons Opus Mall
- Parqal
Contact Details
For inquiries, reach UnionBank at:
- Phone: +63 2 8841 8600
- UnionBank Online App: Mailbox > Support > Create New Ticket
- Facebook Messenger: m.me/UnionBankph
- X (formerly Twitter): x.com/unionbankph
Per DTI Fair Trade Permit No. FTEB-235136, Series of 2025. UnionBank of the Philippines is regulated by the Bangko Sentral ng Pilipinas at https://www.bsp.gov.ph.