SM Store and BDO are teaming up for a short but sweet holiday promotion. From November 14 to 16, 2025, shoppers can score big discounts during the SM Store Christmas Bonus Blowout — including regular discounts, an additional over-the-counter reduction on regular-priced items, and special Buy Now Pay Later perks for BDO credit cardholders.
At-a-glance: What the promo offers
- Up to 50% off on select items at participating SM Stores.
- Up to ₱1,000 off on regular-priced items.
- Extra ₱1,000 off with BDO credit cards (conditions apply).
- Extra ₱1,000 off for a minimum Buy Now Pay Later (BNPL) spend of ₱10,000.
- Buy now, pay next year option at 0% interest for up to 6 months (subject to BNPL terms).
These offers are available in all SM Stores nationwide during the promo period, making it a timely opportunity to purchase gifts and essentials ahead of the holidays.
Who’s eligible
The additional Php 1,000 discount and BNPL privileges are available when you shop with an eligible BDO credit card. Standard SM Store discounts (up to 50% off or up to ₱1,000 off on regular-priced items) apply more broadly, but check each item’s eligibility in-store.
How to claim the BDO bonus and BNPL offers
- Shop in any participating SM Store between November 14–16, 2025.
- Use your BDO credit card at checkout to qualify for the extra ₱1,000 off (when applicable).
- To get the extra ₱1,000 off for BNPL, make a minimum Buy Now Pay Later spend of ₱10,000 and choose the promoted BNPL terms at checkout.
- For the Buy Now, Pay Next Year option, select the 0% interest BNPL plan for up to 6 months (subject to BNPL approval and terms).
Promo dates, exclusions and fine print
Promo period: November 14–16, 2025. The offer is not available in SM Store Cebu, Consolacion, Seaside Cebu, and J Mall. Terms and conditions apply; discounts may be limited to specific items and may not be combined with certain other promotions.
Per DTI Fair Trade Permit No. FTEB-241534, Series of 2025.
For full terms, participating item lists, and store-level exclusions, always refer to the official promo page or ask store staff at checkout.
Where to find more details and official terms
Visit the official BDO promo page for the SM Store Christmas Bonus Blowout for complete details, terms, and FAQ:
Quick tips for shoppers
- Plan big-ticket purchases for the promo dates to maximize BNPL benefits and extra discounts.
- Bring your BDO credit card and ask the cashier about BNPL qualifying options before finalizing payment.
- Compare items that are marked “regular-priced” vs. “select/discounted” to confirm which discounts stack.
If you have questions about BDO credit card eligibility or BNPL terms, contact BDO directly or visit their website.