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SM Appliance Center: Up to 50% Off and 0% Installment with RCBC Credit Cards

Until Dec 31, 2025
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RCBC Credit Cardholders can avail of special offers at SM Appliance Center this December. These promotions include discounts on select items and 0% interest installment plans, providing options for various purchases.

Promo Details

Eligibility:

  • The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing.

Promo Duration:

  • The promo is valid from December 1 to 31, 2025, at SM Appliance Center.

Offers:

  • Up to 50% OFF on select items for straight purchases. This offer is valid in-store and online via smappliance.com.
  • Up to 40% OFF on select items with 0% Installment and Buy Now, Pay Later options, subject to spending requirements. This offer is valid for in-store purchases only:
    • Minimum spend of ₱3,000 for 3 & 6 months installment.
    • Minimum spend of ₱5,000 for 12 months installment.

Holiday Installment Spend Anywhere

Cardholders can also earn up to ₱8,000 CASH REBATE on installment purchases made anywhere until January 31, 2026. To qualify for this rebate, registration is required at https://rcbccredit.com/promos/SAINST25.

Additional Information

  • The promo at SM Appliance Center is not valid in conjunction with other ongoing promos from SM Appliance Center and RCBC Credit Cards.
  • Inquiries or disputes related to the promo offer and products or services should be coordinated directly with the merchant, with the concurrence of DTI where necessary.

Easyterms 0% Interest Installment and Buy Now Pay Later Conditions

  • Easyterms 0% interest applies when the cardholder pays their monthly installment in full.
  • Approval for RCBC Credit Cards' Easyterms 0% Installment is subject to RCBC Bankard Services Corporation's discretion.
  • Merchant partners have the autonomy to determine the installment terms, eligible items, minimum spend, and availability of Buy Now Pay Later for 0% interest offers.
  • A pre-termination fee of ₱500.00 or 5% of the unpaid principal amount (whichever is higher) will be charged if the cardholder decides to pay the installment plan in full before its maturity.

DTI Fair Trade Permit No. FTEB-239733 Series of 2025.