SM Appliance Center’s Anniversary Sale returns this November with deep markdowns and payment incentives for customers who use EastWest credit cards. The month-long promotion combines discounted prices, interest-free installment options, and a gift certificate incentive to help make appliance upgrades more affordable.
What’s on offer
- Up to 55% off on select appliances — highest savings apply to a curated selection of participating models.
- Up to 24 months 0% interest via EastWest’s “Buy Now, Pay Later” plan for eligible purchases.
- Free Php 400 Starbucks gift certificate for cardholders who spend at least Php 15,000 on select appliances (terms apply).
How to avail
- Pay with an EastWest credit card for qualifying SM Appliance Center purchases during the promo period (November 1–30, 2025).
- Confirm that the item is a participating model and meets any price thresholds or eligibility rules before checkout.
- Follow EastWest’s process to convert eligible purchases to 0% installments for up to 24 months where applicable.
Key terms to watch
- Selectivity: Discounts, 0% installment options, and the gift certificate apply only to specific models or ranges — not every in-store or online item is included.
- Installment billing timing: Some 0% plans may begin billing from a later statement cut-off; check the Buy Now, Pay Later schedule for your account to avoid surprises.
- Promo period: Offers apply strictly to purchases made between November 1–30, 2025.
- Standard terms: Standard terms, conditions, and regulatory disclosures apply; eligibility criteria and exclusions may exist.
Additional notes from the promotion
Campaign materials highlight EastWest product features and awards related to mobile banking and card rewards. The promo communication also reminds cardholders to safely dispose of replaced cards and promotes EastWest Pay for NFC-capable mobile payments. Gift certificate issuance and installment enrollment may have specific timing and processing rules — retain purchase confirmations for follow-up.
Tips for shoppers
- Confirm product eligibility before checkout with SM Appliance Center staff or by checking the online promo list.
- Verify installment terms: Ask when billing starts, and whether any fees or processing charges apply that could affect the effective cost.
- Keep receipts and promo confirmations for any delays in gift-card issuance or installment enrollment disputes.
- Compare net cost: Factor discounts, installment schedules, and any fees to ensure the total outlay fits your budget.
Bottom line
The SM Appliance Center Anniversary Sale offers meaningful savings and financing benefits for shoppers planning to upgrade appliances in November — particularly EastWest cardholders who meet the promo requirements. Always confirm eligible products and full terms before finalizing a purchase to maximize value and avoid unexpected charges.