You can now get a cash rebate when using your RCBC credit card for 0% installment purchases. Whether you are preparing for the school season or starting home improvement projects, this offer provides a way to manage your expenses while earning rewards.
How to Qualify
To participate, principal RCBC credit cardholders must first register online at https://spendanywhere-installment.rcbcpromos.com. You will need the Unique Registration Code and PIN Code sent to you via SMS or email to create your account.
Once registered, simply make qualifying 0% installment or Buy Now Pay Later purchases from June 22 to August 15, 2026. Transactions made by supplementary cardholders also count toward the principal cardholder’s total spend.
Cash Rebate Tiers
The amount of rebate you earn depends on your minimum single-receipt installment spend:
| Spend Requirement | Cash Rebate Amount |
|---|---|
| ₱35,000 to < ₱50,000 | ₱700 |
| ₱50,000 to < ₱75,000 | ₱1,000 |
| ₱75,000 to < ₱100,000 | ₱1,500 |
| ₱100,000 to < ₱125,000 | ₱2,000 |
| ₱125,000 to < ₱150,000 | ₱2,500 |
| ₱150,000 to < ₱175,000 | ₱3,000 |
| ₱175,000 to ₱200,000 | ₱3,500 |
| ₱200,000 and up | ₱4,000 |
You can earn a total maximum of ₱8,000 in cash rebates during the promo period. These rewards will be credited to your account on September 7, 2026.
Important Exclusions
Not all transactions qualify for the rebate. The following are excluded:
- Straight payments and overseas transactions
- Unli Installment and Unli 0% Installment transactions
- Balance conversion, cash advances, and InstaCash/InstaLoan
- Bills payments (e.g., Meralco, Globe, Smart, Dito) and Fast BillsPay
- Mobile wallets and aggregators (e.g., GCash, Maya, GrabPay, PayPal)
- Casino, gambling, and money transfer services
- Payments to social media platforms, cloud services, and software providers
- Transactions for business purposes
Terms to Remember
Your card must remain active and in good credit standing to receive the rebate. If you decide to pay off your installment plan in full before it matures, a pre-termination fee of ₱500.00 or 5% of the unpaid principal will apply, and any prizes awarded from that transaction may be charged back to you. This promo cannot be combined with other ongoing RCBC credit card offers.