PH

Creditcards

Your guide to the latest card promos

,

RCBC Mastercard Top Spender Promo Offers ₱5,000 Cashback

Bank:
From Mar 20, 2026 
Until Apr 30, 2026

RCBC Mastercard credit cardholders can participate in a promo to become one of the top spenders using Google Pay and win ₱5,000 cashback. This requires registering an eligible card, adding it to Google Wallet, and meeting a minimum spend during the promo period.

How It Works

  1. Register your qualified RCBC Mastercard credit card. Click here to register.
  2. Add it to Google Wallet and tap to pay using Google Pay. Spend at least ₱10,000 from March 20 to April 30, 2026.
  3. Be one of the top 5 spenders and receive ₱5,000 cashback.

Eligibility Requirements

  • The promo is open to RCBC Mastercard credit cardholders with active accounts in good standing.
  • Eligible cards include Gold Mastercard, Classic Mastercard, and Landmark Anson's Mastercard.
  • Cardholders must register once online within the promo period using their printed cardholder name and first 8/last 4 digits of the card.
  • Transactions from supplementary cards count toward the principal cardholder's total spend.
  • Employees of RCBC, RCBC Bankard Services Corp., Mastercard Philippines, Google, and their relatives up to the second degree of affinity or consanguinity are disqualified.

Promo Mechanics

  • Promo runs from March 20 to April 30, 2026. The deadline for registration and eligible spending is April 30, 2026, at 11:59pm.
  • Cardholders must add their RCBC Mastercard to Google Wallet and use Google Pay for a minimum accumulated spend of ₱10,000 during the period.
  • The top 5 spenders qualify for ₱5,000 cashback.
  • Qualified transactions include domestic retail/straight and overseas retail/straight transactions.
  • Excluded transactions: Political organizations, bail, bond payments, wholesale and distribution, multi-level marketing (e.g., 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living).
  • Top spenders will be determined with a DTI representative on May 13, 2026, at 3:00pm at RCBC Bankard Head Office, 31/F Robinsons-Equitable Tower, No. 4 ADB Avenue, Ortigas Center, Pasig City.
  • In case of a tie, RCBC Bankard Services Corporation, with DTI, will select the winner based on who reached the amount first by date and time.
  • The offer cannot be exchanged for cash, rewards points, or other products.
  • By joining, cardholders confirm they have read, understood, and agree to the mechanics.
  • In disputes regarding eligibility or availment, the decision of RCBC Bankard Services Corp. with DTI concurrence is final.
  • The promo is subject to the terms and conditions governing RCBC credit cards.

Key Benefits

  • Top 5 spenders receive ₱5,000 cashback.
  • Minimum spend requirement: ₱10,000 via Google Pay.
  • Duration: March 20 to April 30, 2026.
  • Eligible merchants: Domestic and overseas retail for straight transactions.

Redemption

  1. RCBC Bankard Services Corporation determines top spenders based on accumulated transactions with qualified RCBC Mastercard cards during the period.
  2. Winners will be announced on RCBC Credit's official website, social media pages (Facebook and Instagram), and/or electronic direct mail.
  3. Winners will be notified via SMS, email, or registered mail within 15 working days from determination. The SMS from RCBC Credit includes the promo code “GPAYTOP” for verification.
  4. Cashback will be credited to the winners' RCBC credit cards within 15 working days from determination.

DTI Fair Trade Permit No. FTEB-252249 Series of 2026.