RCBC Mastercard Premium credit cardholders have an opportunity to earn ₱10,000 cashback by ranking among the top spenders during a special promotion using Google Pay. This initiative encourages eligible users to add their cards to Google Wallet and make qualifying purchases over the promo period.
How It Works
To participate, follow these simple steps:
- Register your qualified RCBC Mastercard Premium Credit Card online. Click here to register.
- Add the card to Google Wallet and use Google Pay for transactions. Accumulate at least ₱10,000 in spends from March 20 to April 30, 2026.
- Rank in the top 5 spenders to receive ₱10,000 cashback.
Eligibility Requirements
The promotion is available to holders of active and good-standing RCBC Mastercard Premium Credit Cards, including:
- World Mastercard
- Black Platinum Mastercard
- Diamond Platinum Mastercard
- Hexagon Club Priority and Hexagon Club Privilege Credit Cards
- YGC Rewards Plus Platinum Mastercard
- ZALORA Credit Card
Employees of RCBC, RCBC Bankard Services Corp., Mastercard Philippines, Google, and their relatives up to the second degree of affinity or consanguinity are disqualified.
Key Benefits
- ₱10,000 cashback for each of the top 5 spenders.
- Promo duration: March 20 to April 30, 2026.
- Merchant: Transactions via Google Pay with eligible RCBC cards.
Promo Mechanics
Here are the detailed rules:
- Cardholders must register online once during the promo period using their printed cardholder name and the first 8/last 4 digits of the qualified card.
- Add the card to Google Wallet and spend a minimum of ₱10,000 using Google Pay on qualified transactions.
- Qualified transactions include domestic and overseas retail straight purchases. Transactions by supplementary cardholders count toward the principal's total.
- Excluded transactions: Payments to political organizations, bail, bond payments, wholesale and distribution, multi-level marketing (e.g., 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living).
- The top 5 spenders will be selected in the presence of a DTI representative on May 13, 2026, at 3:00pm at RCBC Bankard Head Office, 31/F Robinsons-Equitable Tower, No. 4 ADB Avenue, Ortigas Center, Pasig City.
- Ties will be resolved by the cardholder who reached the amount first, based on date and time, with RCBC Credit Cards and DTI concurrence.
- The cashback cannot be exchanged for cash, rewards points, or other products beyond what's specified.
- Participation confirms agreement to these mechanics.
- In disputes, the decision of RCBC Bankard Services Corp. with DTI concurrence is final.
- The promo follows the terms and conditions of RCBC Credit Card issuance and use.
Redemption Details
- Top spenders are determined based on accumulated qualified spends.
- Winners will be announced on RCBC Credit's official website, social media (Facebook and Instagram), and/or via electronic direct mail.
- Notification via SMS, email, or registered mail within 15 working days from determination, including promo code GPAYTOP for verification.
- Cashback credited to the card within 15 working days from determination.
DTI Fair Trade Permit No. FTEB-252249 Series of 2026