RCBC cardholders with an RCBC JCB Credit Card can earn shopping credits of up to ₱12,000 on overseas spend from May 1 to July 31, 2026. The promo covers in-store and online foreign-currency transactions, with enhanced credits for purchases made in Japan.
How the promo works
- Register online to qualify at the registration page.
- Use your registered RCBC JCB Credit Card for in-store or online overseas transactions (foreign-currency spend) during the promo period.
- Meet the minimum accumulated spend requirement based on your card tier:
- ₱30,000 for RCBC JCB Classic
- ₱40,000 for RCBC JCB Gold
- ₱50,000 for RCBC JCB Platinum
- Earn up to ₱7,000 shopping credits on Japan purchases and up to ₱5,000 on all other international spend, for a maximum total of ₱12,000 per cardholder.
Eligible cards and merchants
- Eligible cards: RCBC JCB Classic, RCBC JCB Gold, and RCBC JCB Platinum (Principal and Supplementary cards).
- Eligible merchants/products: All in-store and online overseas transactions made outside the Philippines that are settled in foreign currency. Excluded transactions: those processed via Dynamic Currency Conversion (DCC, charged in PHP), quasi-cash, casino chips, money transfers, fees/charges, refunds/reversals, and installment amortizations posted in PHP.
Key benefits
- Up to ₱7,000 shopping credits for Japan spend (based on spending tiers).
- Up to ₱5,000 shopping credits for global spend (other countries).
- Combined maximum of ₱12,000 shopping credits per cardholder.
- Shopping credits posted within 60 days from the end of the promo, on or before September 30, 2026.
- Credits can be used to offset future purchases or as digital e-vouchers.
Important notes
The promotion runs from May 1 to July 31, 2026. Registration is mandatory via the provided link. The total shopping credits per cardholder is capped at ₱12,000, even if combined Japan and global spend exceed individual tier caps. To avoid DCC and ensure eligibility, always select the local currency of the country (e.g., JPY in Japan) at the point of sale or checkout. Shopping credits will be credited by September 30, 2026.