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RCBC Extra 5% Off at SM Store

Bank:
Merchants:
From Nov 12, 2026 
Until Nov 15, 2026

If you are planning to shop at SM Store General Santos, you can get an extra discount using your RCBC credit card during their upcoming 3 Day Sale.

What’s On Offer

RCBC credit cardholders can avail of an extra 5% discount depending on the type of purchase made in-store:

Purchase Type Minimum Spend Benefit Cap
Straight Purchase ₱5,000 Extra 5% Off ₱500 cashback
Installment Purchase ₱15,000 Extra 5% Off ₱2,000 cashback

Eligibility and Mechanics

This promo is open to all RCBC Credit Cardholders with active accounts in good credit standing, though Corporate Cards are excluded. To qualify, your purchase must meet the minimum requirement net of all other applicable discounts, such as SM Advantage, SM Prestige, or class discounts.

Discounts are awarded directly at the point-of-sale at any SM Store counter. Transactions made by supplementary cardholders will count towards the primary cardholder’s total spend.

Important Notes

To ensure you receive your discount, please keep the following in mind:

  • The promo is valid only for in-store transactions at SM Store General Santos.
  • Transactions via SM Store Personal Shopper or ShopSM are excluded.
  • Purchases of gift cards, gift certificates, gift passes, SM eco bags, wrapping items, membership cards, and other services are not eligible.
  • Only one qualified transaction per cardholder will be eligible for the discount during the promo period.
  • Splitting transactions to claim multiple discounts is not allowed; multiple transactions within a 15-minute interval using the same cardholder’s cards will be treated as a split transaction.