RCBC credit cardholders can enjoy additional savings during SM Store's 3-Day Sale. The promotion runs from April 17 to 19, 2026, at select branches, offering an extra 5% off on qualifying in-store purchases.
Eligibility
- Open to RCBC Credit Cardholders with active accounts in good credit standing, excluding Corporate Cards.
- Transactions by supplementary cardholders count toward the primary cardholder's spend.
Participating Stores
- Bataan
- Cabanatuan
- Consolacion
- Daet
- La Union
- Lipa
- Southmall
- Telabastagan
- Trece Martires
Key Benefits
- 5% OFF on minimum ₱5,000 straight in-store purchase, capped at ₱500.
- 5% OFF on minimum ₱15,000 installment in-store purchase, capped at ₱2,000.
The minimum purchase requirement is net of all applicable discounts, including class discounts, SM Advantage/SM Prestige discounts, and other SM discounts.
Promo Mechanics
- Discounts are applied at the point-of-sale at SM Store counters.
- Available only in-store at participating SM Store branches. Excludes SM Store Personal Shopper and ShopSM transactions.
- Not valid for purchases of gift cards, gift certificates, gift passes, SM eco bags or wrapping items, membership cards, and other services.
- Cannot be combined with other ongoing promotional offers from RCBC Credit Cards.
- Only one qualified transaction per cardholder during the promo period qualifies for the discount.
- Splitting transactions to get multiple discounts is not allowed. Multiple transactions using one or more qualified RCBC Credit Cards under one cardholder within a 15-minute interval count as a split transaction.
- If split transactions are detected, only the first qualified transaction is eligible, and RCBC reserves the right to reverse or adjust the discount at its discretion.
- RCBC Bankard Services Corp./RCBC Credit Cards may reverse the discount for principal and supplementary cardholders in cases of multiple availments, later cancellations, invalid or fraudulent transactions, or reversals of qualified transactions.