RCBC credit cardholders can make purchases at Our Home more affordable with this promotion, which provides discounts on select items and flexible payment plans without interest.
Eligibility Requirements
- Open to all existing RCBC Credit Cards cardholders whose accounts are active and in good standing.
Promo Period
- Runs from April 1 to 30, 2026.
Key Benefits
- 10% OFF on regular-priced items.
- Extra 5% OFF on discounted items up to 25% OFF.
- Applicable to straight and 0% installment transactions up to 24 months + Buy Now Pay Later.
- Valid only for in-store (card-present) transactions at Our Home.
Promo Mechanics
- Use your RCBC Credit Cards for eligible transactions to receive the discounts.
- 0% installment options come with these minimum spend requirements:
- 3 months = ₱15,000
- 6 months = ₱30,000
- 12 months = ₱60,000
- 24 months = ₱80,000
- The promo cannot combine with other existing offers from Our Home or RCBC Credit Cards.
- Exclusions include: Francis Libiran Collection, SMAC Offers, bundles, packages, GWP, PWP, coupons, vouchers, Great Value, 30% and Up Sale Items, Permanent Markdown, Nespresso.
Buy Now Pay Later (BNPL) is a scheme where the first monthly amortization posts up to three months later.
Easyterms 0% Interest Installment and Buy Now Pay Later
- Easyterms 0% Interest Installment applies if the cardholder pays each monthly installment in full.
- Approval for applying and implementing RCBC Credit Cards' Easyterms 0% Installment is subject to RCBC Credit Cards' review.
- Easyterms merchant partners, like Our Home, decide on the terms, items, minimum spend, and availability of Buy Now Pay Later for the 0% interest option.
- Paying off the installment plan early before maturity incurs a pre-termination fee of ₱500.00 or 5% of the unpaid principal amount, whichever is higher.
Per DTI Fair Trade Permit No. FTEB-252329, Series of 2026.