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Creditcards

Your guide to the latest card promos

RCBC 5% Off at SM Store

Bank:
Merchants:
From Jul 30, 2026 
Until Aug 02, 2026

RCBC credit cardholders can save more during the SM Store 3 Day Sale. If you are planning to shop for your essentials or upgrade your wardrobe, you can use your RCBC card to get extra discounts on your in-store purchases.

What’s On Offer

You can choose between two discount options depending on how you pay:

Offer Details
5% OFF Minimum ₱5,000 straight in-store purchase. Discount is capped at ₱500.
5% OFF Minimum ₱15,000 installment in-store purchase. Discount is capped at ₱2,000.

Note that the minimum purchase requirement is net of all other applicable discounts, such as SM Advantage, SM Prestige, or class discounts.

Eligibility and Participating Branches

This promo is open to all RCBC Credit Cardholders with active accounts in good credit standing, though Corporate Cards are excluded. Transactions made by supplementary cardholders also count towards the primary cardholder’s spend.

You can avail of these discounts at the following SM Store branches:

Participating Branches
East Ortigas
Sta. Mesa
Sucat
Bataan
Telabastagan
Molino
Mindpro

Important Notes

To ensure you get your discount, please keep the following in mind:

  • The discount is applied at the point-of-sale at any SM Store counter.
  • This offer is valid for in-store transactions only. SM Store Personal Shopper and ShopSM transactions are excluded.
  • Purchases of gift cards, gift certificates, gift passes, SM eco bags, wrapping items, membership cards, and other services are not eligible.
  • Only one qualified transaction per cardholder is eligible for the discount during the promo period.
  • Splitting transactions to get multiple discounts is not allowed. If multiple transactions are made within a 15-minute interval, only the first one will be honored.