If you frequently receive money via InstaPay, you can earn extra cash just by letting funds flow into your Metrobank account. This promo rewards you for receiving transfers from other banks or e-wallets throughout the three-month period.
How to Qualify
To earn the cash gifts, you need to receive funds of at least PHP 100 via InstaPay from another bank or e-wallet into any of your Metrobank Personal Peso Deposit accounts. You must complete at least three successful transfers within a single month to trigger the reward.
Note that transfers from other Metrobank accounts or branches are not eligible. Only successful and posted inbound InstaPay transactions worth PHP 100 or more will count toward your total.
Reward Structure
The more transfers you receive, the more you can earn, up to a monthly cap. Here is how the breakdown works:
| Milestone | Cash Gift |
|---|---|
| First 3 Qualified InstaPay Transfers | PHP 30 |
| Each succeeding transfer after the 3rd | + PHP 10 |
| Maximum monthly cash gift | PHP 100 |
| Total maximum cash gift for the promo period | PHP 300 |
Eligibility and Important Details
This offer is open to select Metrobank deposit accountholders who have an active Metrobank Personal Peso Deposit account (including Payroll Accounts). You must also have a registered active email and/or local mobile number with the bank and receive an official promo notification via email, Viber, or SMS.
Rewards are credited to your most recently opened and active Metrobank Personal Peso Deposit account. The crediting follows this schedule:
| Transaction Period | Cash Gift Crediting Date |
|---|---|
| August 1 to August 31, 2026 | On or before September 30, 2026 |
| September 1 to September 30, 2026 | On or before October 31, 2026 |
| October 1 to October 31, 2026 | On or before November 30, 2026 |