RCBC Credit Cardholders can look forward to savings during SM Store's 3-Day Sale with an additional 5% off on qualifying purchases. This promotion offers a straightforward way to stretch your shopping budget at select branches.
Eligibility Requirements
- Open to all RCBC Credit Cardholders with active accounts in good credit standing, excluding Corporate Cards.
- Supplementary cardholder transactions count toward the Primary cardholder's spend.
Promo Period and Participating Branches
The promotion runs from April 29 to May 3, 2026, but availability varies by branch:
- April 29 to May 3: Mall of Asia
- April 30 to May 3: Grand Central
- May 1 to 3: Aura, Novaliches, Cauayan, Rosales, San Fernando Downtown, San Pablo, J Mall
Key Benefits
- 5% off on a minimum ₱5,000 straight in-store purchase, capped at ₱500.
- 5% off on a minimum ₱15,000 installment in-store purchase, capped at ₱2,000.
- Minimum purchase is net of all applicable discounts, such as class discounts, SM Advantage/SM Prestige discounts, and other SM discounts.
How to Avail
To make the most of this offer, follow these steps:
- Visit a participating SM Store branch during the promo period.
- Make a qualifying in-store purchase using your RCBC Credit Card.
- The discount applies at point-of-sale and is awarded directly at SM Store counters.
Note that this promo is limited to in-store purchases only. The SM Store Personal Shopper and ShopSM transactions do not qualify. Purchases of gift cards, gift certificates, gift passes, SM eco bags, wrapping items, membership cards, and other services are excluded.
You can only avail the discount on one qualified transaction per cardholder during the period. Splitting transactions to get multiple discounts is not allowed; transactions within a 15-minute interval using one or more cards under the same cardholder will be treated as a single transaction. If splitting is detected, only the first transaction qualifies, and RCBC may adjust or reverse the discount.