Getting your kids ready for school can be expensive, but you can now save more on essentials and fashion with your EastWest credit card at participating Gaisano Mall Department Stores.
What is on Offer
You can avail of significant discounts on various categories:
- Up to 70% off on select shoes and bags
- Up to 50% off on back-to-school essentials
Additionally, you can use the Buy Now, Pay Later option to enjoy 0% interest installments for up to 24 months on select items. This allows you to shop now and start paying two months later.
Eligible Merchants
For the shoes and bags discount, the offer is available at:
- Gaisano Mall of Davao
- Gaisano Mall of Toril
- Gaisano Mall of Tagum
- Gaisano Mall of Digos
- Gaisano Mall of Cebu
For the back-to-school essentials discount, the offer is available at:
- Gaisano Mall of Davao
- Gaisano Mall of Toril
- Gaisano Mall of Tagum
- Gaisano Tagum Center
- Gaisano Mall of Digos
- Gaisano Digos Center
- Gaisano Mall of Cebu
- Gaisano Azuela Center
Key Requirements
To qualify for these deals, you must be an EastWest credit cardholder in good credit standing. For the installment plan, a minimum purchase of Php3,000 is required, unless the merchant states otherwise. When paying, simply present your EastWest card and inform the representative that you want to avail of the Buy Now, Pay Later installment.
Installment Sample Computation
Here is a look at how the 0% installment works depending on the term chosen:
| Item | Item Price | Term | Monthly Amortization (Price ÷ Term) | Total Amortization (Monthly Amortization x Term) |
|---|---|---|---|---|
| Item A | 3,000.00 | 3 mos. | 1,000.00 | 3,000.00 |
| Item B | 10,000.00 | 6 mos. | 1,666.67 | 10,000.00 |
| Item C | 15,000.00 | 9 mos. | 1,666.67 | 15,000.00 |
| Item D | 20,000.00 | 12 mos. | 1,666.67 | 20,000.00 |
| Item E | 30,000.00 | 18 mos. | 1,666.67 | 30,000.00 |
| Item F | 35,000.00 | 24 mos. | 1,458.33 | 35,000.00 |
Important Notes
To maintain the 0% interest rate, you must pay your total statement balance in full each month. If you only pay the minimum amount due, interest charges will apply. If you decide to pre-terminate your installment, a processing fee of 5% of the remaining principal balance or Php500, whichever is higher, will be charged.