EastWest is offering a Buy Now, Pay Later installment promo for back-to-school essentials from May 1 to July 31, 2026. Cardholders can enjoy 0% interest on installment plans up to 24 months at partner merchants. Simply use your EastWest credit card and pay 2 months later.
How the promo works
- Minimum purchase amount of ₱3,000 (single or multiple items).
- Present your EastWest credit card upon payment and inform the branch representative that you want to avail of the Buy Now, Pay Later installment.
- Pay 2 months later (billing starts on the third statement cycle for some merchants) and enjoy 0% interest installment up to 24 months.
- Ensure you pay your total statement balance in full each month to keep the 0% interest.
Eligible cards and merchants
- Eligible cards: All EastWest credit cards in good standing.
- Eligible merchants:
- Appliances and Electronics: 1st Megasaver, Abenson, Anson's, Asian Home Appliance, Automatic Centre, Avid Sales, AV Surfer, Classic Hifi, Gadget King, IE Creative Computers, Magic Appliance, Manila Imperial, Metro Plaza, Micro Valley, Octagon, Robinsons Appliances, SM Appliance Center, Smartzone, Soundroom, Symphony Audio Video, Western Appliances.
- Gadgets and Cellphones: 8Telcom, Acer, Across, Aerofone, Aeromobile, Aerophone, Asianic, Asus, BCG Computers, BCG Premier Stores, Beyond the Box, Beyond the Box, Blue Lite, Bomatech, BSD International, CameraHaus, Canon, Cellboy, Cellcare, Cellpod, Cellular Horizon, Celltime, Cybertech, Dell, Digimap, Digiplanet, Digital Walker, Digital Village, Dji, FONERange, FoneStyle, G Gadgets, Gameone, Gadgetsplus, Games and Gadgets, GameXtreme, Gaming Grounds, GB Mobile, Gigacom, Gigahertz, Greentab, Greentelcom, Guanzon, GUI Mobile, Henry's Camera, Honor, HP, Huawei, iBook, iCenter, IEC Computers, iGadget, In-box, Infinity, Infinix, Insta360, iStore, iStudio, iTech, iTel, Junrex, JV Shop N' Shop, Jr. MemoXpress, Lenovo, Meetrovi, MemoXpress, Mikrocell, MixMe, Mobiletools, Mobitek, Mobile World, MSI, New Cellway, Nikon, Nokia, Open_Source by Beyond the Box, OPPO, Oro Graphic, PC Market, Phonected, Phoneville, Playstation, Power Mac Center, Predator, Promate, Realme, Rog, Rulls, Samsung, Save N Earn, Sign On Electronics, Silicon Valley, Smart Gadget, Sony, Strom Mobile, SVGA, Tablet City, Tekpone, Tecno, Techno Kid, The Loop, Thinking Tools, TimeLine, Titanium, Tomiko, Toshiba, Touch & Type, The Vault, Villman, Vivo, Whitehaus, Wiltelcom, Wow Mobile, Xiaomi*, Ytelecom, Yuxu, Zealtext.
- Health and Beauty: Belo.
- Home Improvement and Furnishing: AbensonHome, AllHome, Blims Fine Furniture, Handyman, Homeplus, La-Z-Boy, SB Furniture, Sogo Home and Office Center.
- Jewelry and Timepieces: Chronos, Le Temps, Lucerne, Washington*.
- Shopping: Adora, Fisher Department Store, Gaisano Mall Department Store, KCC Mall Department Store, Metro Department Store*, Robinsons Department Store, Rustan's, SM Store.
Key benefits
- 0% interest on installment plans up to 24 months.
- Buy now and pay 2 months later (billing starts on the third statement cycle for select merchants).
- No interest charges as long as the total statement balance is paid in full each month.
Important notes
The promo runs from May 1 to July 31, 2026. The minimum purchase is ₱3,000. To enjoy the 0% interest, cardholders must pay their total statement balance in full each month. If only the minimum payment is made, interest charges will apply. The offer is not convertible to cash or gift certificates and cannot be combined with other promotions. Pre-termination of the installment plan incurs a fee of 5% of the remaining principal balance or ₱500, whichever is higher. All transactions are subject to EastWest's credit authorization. Some merchants indicated with an asterisk (*) have select stores or are billed starting the third statement cycle.