EastWest credit cardholders can snag select Apple products at cash price through 0% interest installments for 12 or 24 months at iBook, inbox, and timeLine stores in Luzon. The installment amount matches the straight cash outlay, making it straightforward to spread payments without extra cost.
Who Qualifies
All EastWest credit cards in good standing qualify. That means no delinquent accounts, no fraud flags, no lost or stolen cards, and full compliance with card terms.
How to Get It
Head to iBook, inbox, or timeLine stores. Minimum spend is Php3,000 for single or multiple items. Show your EastWest card at checkout and let the staff know you want the 0% installment. Merchants decide on exact items and available terms up to 24 months.
You can also pick Buy Now Pay Later: billing kicks in on the third statement cycle, so you shop now and payments start two months later at 0% up to 24 months.
Sample Payment Breakdown
Check this table for how monthly payments shake out under 0% interest:
| Item | Item Price | Term | Monthly Amortization (Price ÷ Term) | Total Amortization (Monthly Amortization x Term) |
|---|---|---|---|---|
| Item A | 3,000.00 | 3 mos. | 1,000.00 | 3,000.00 |
| Item B | 10,000.00 | 6 mos. | 1,666.67 | 10,000.00 |
| Item C | 15,000.00 | 9 mos. | 1,666.67 | 15,000.00 |
| Item D | 20,000.00 | 12 mos. | 1,666.67 | 20,000.00 |
| Item E | 30,000.00 | 18 mos. | 1,666.67 | 30,000.00 |
| Item F | 35,000.00 | 24 mos. | 1,458.33 | 35,000.00 |
Fine Print
Keep 0% interest by paying your full statement balance monthly. Minimum payments or partials trigger regular finance charges on the balance.
Pre-termination costs 5% of the remaining principal or Php500, whichever is higher. Transactions need bank approval, and your account must stay active. No combining with other promos, no cash or GC swaps.
Offers run May 5 to July 31, 2026.