PH

Creditcards

Your guide to the latest card promos

EastWest 0% Installment and Freebies at Magic Appliance Center

Bank:
From May 20, 2026 
Until Jul 31, 2026

Upgrading your home essentials just got easier. EastWest credit cardholders can now get free appliances and flexible payment terms when shopping at Magic Appliance Center.

The Offers

Depending on your total purchase amount, you can take home a free appliance along with 0% interest installment plans:

  • FREE 16″ Union Desk Fan (Model: UGMDF16AS) for a minimum single installment purchase of Php 70,000. This is applicable for 0% installment terms up to 24 months.
  • FREE Astron Electric Glass Kettle (2-liter capacity, Model: Aqua) for a minimum single installment purchase of Php 50,000. This is applicable for 0% installment terms up to 18 months.
  • FREE Astron Pot Cooker (Multi Cooker 1.8L, Model: Quick Pot) for a minimum single installment purchase of Php 30,000. This is applicable for 0% installment terms up to 6 months.

There is also a Buy Now, Pay Later option where you will be billed starting the third statement cycle from the date of purchase.

Eligibility and Mechanics

This promo is open to all EastWest credit cardholders in good credit standing. To avail of these perks, you must present and use your EastWest credit card during payment and notify the store representative that you are availing of the offer.

Important Notes

  • 0% interest on installment is available for up to 24 months on selected items, subject to the merchant’s discretion on the applicable term.
  • To maintain the 0% interest rate, you must pay your total statement balance in full each month.
  • Splitting of transactions is not allowed.
  • Freebies are not convertible to cash or gift certificates and cannot be combined with other promotions or discounts.

Sample Installment Computation

Item Item Price Term Monthly Amortization (Price ÷ Term) Total Amortization (Monthly Amortization x Term)
Item A 3,000.00 3 mos. 1,000.00 3,000.00
Item B 10,000.00 6 mos. 1,666.67 10,000.00
Item C 15,000.00 9 mos. 1,666.67 15,000.00
Item D 20,000.00 12 mos. 1,666.67 20,000.00
Item E 30,000.00 18 mos. 1,666.67 30,000.00
Item F 35,000.00 24 mos. 1,458.33 35,000.00