Earn Up to P12,000 in SM Store eGifts with UnionBank Credit Cards and Enjoy 0% Installment via PayEasy

Until November 30, 2025

Treats for U: SM Store eGifts and UnionBank PayEasy

Use your UnionBank Credit Card at participating SM Retail Affiliates to earn up to P12,000 in SM Store eGifts. UnionBank PayEasy offers 0% installment up to 24 months. Promo runs until November 30, 2025.

How to avail

  1. Join the promo at UnionBank Treats Hub. Register at cs.unionbankph.com/treatshub the code provided via e-mail/SMS and click the Join Now button on the “SM Retail Affiliates Shopping Treats for U” promo tile. A registered cardholder is entitled to earn eGifts for qualified and posted transactions starting on the day of successful registration.

  2. Shop with your UnionBank Credit Card at participating SM Retail Affiliate home brands. Qualified purchases must meet the minimum single-receipt spend per merchant and mode of payment to earn the corresponding SM Store eGift.


  3. Receive your SM Store eGifts. Earned eGifts will be credited to your Treats Hub account starting February 2, 2026. You may redeem the eGifts from February 2 to April 2, 2026.


Minimum single-receipt spend and reward (SM Store eGift)

  • SM Appliance

    • Straight payment: Minimum single-receipt spend P15,000 — Reward P500
    • Installment: Minimum single-receipt spend P30,000 — Reward P1,000
  • ACE Hardware

    • Straight payment: Minimum single-receipt spend P4,000 — Reward P100
    • Installment: Minimum single-receipt spend P15,000 — Reward P500
  • Baby Company

    • Straight payment: Minimum single-receipt spend P10,000 — Reward P300
    • Installment: Minimum single-receipt spend P20,000 — Reward P600
  • Crate and Barrel

    • Straight payment: Minimum single-receipt spend P30,000 — Reward P1,000
    • Installment: Minimum single-receipt spend P50,000 — Reward P1,500
  • Dyson

    • Straight payment: Minimum single-receipt spend P30,000 — Reward P1,000
    • Installment: Minimum single-receipt spend P50,000 — Reward P1,500
  • Our Home

    • Straight payment: Minimum single-receipt spend P25,000 — Reward P800
    • Installment: Minimum single-receipt spend P50,000 — Reward P1,500
  • Pet Express

    • Straight payment: Minimum single-receipt spend P4,000 — Reward P100
    • Installment: Minimum single-receipt spend P10,000 — Reward P300
  • Toy Kingdom

    • Straight payment: Minimum single-receipt spend P4,000 — Reward P100
    • Installment: Minimum single-receipt spend P10,000 — Reward P300

A cardholder can get up to eight (8) SM Store eGifts during the promo run. If qualified transactions exceed eight, only the eight eGifts with the highest values will be credited.

UnionBank PayEasy 0% installment

UnionBank PayEasy offers 0% installment up to 24 months with your UnionBank Credit Card, available at over 9,500 in-store merchants and outlets nationwide. 0% interest is subject to bank approval and applies only if the monthly installment amount due is paid in full. 0% interest is applicable on select items only and is subject to merchant partner terms and conditions. Minimum spend requirements and applicable installment terms apply. Installment terms and conditions vary per UnionBank Credit Card type.

Promo period: until November 30, 2025. Terms and Conditions apply. Per DTI Fair Trade Permit No. FTEB-236684, Series of 2025.

Security and contact

Protect yourself from scammers. Never share information such as OTP, UnionBank Online username and password, CVV, or other personal information with anyone. Always double check the sender email address. Official senders include [email protected] or [email protected].

For more details and support, visit the promo page or the Treats Hub, or contact Customer Service via the channels below.