UnionBank credit cardholders have an opportunity to earn SM Store eGifts when shopping at participating SM Retail Affiliate stores. This promotion also includes 0% installment up to 24 months on eligible purchases through UnionBank PayEasy.
Here's an overview of how to participate and the rewards you can receive:
How to Avail:
- Register for the promo:
- Visit the UnionBank Treats Hub at https://cs.unionbankph.com/treatshub.
- Click "Join Now" on the "SM Retail Affiliates Shopping Treats for U" promo tile. Registration is open until November 30, 2025.
- Qualified transactions made from the day of successful registration will be eligible for eGifts.
- Shop with your UnionBank Credit Card:
- Make purchases at participating SM Retail Affiliate home brands.
- The minimum single-receipt spend requirements for eligible eGifts vary by merchant and payment mode. A cardholder can receive a maximum of eight (8) SM Store eGifts during the promo period. If more than eight transactions qualify, the eight eGifts with the highest values will be awarded.
Participating Merchants and Rewards:
| Merchant | Mode of Payment | Minimum Single-Receipt Spend | Reward (SM Store eGift) |
|---|---|---|---|
| SM Appliance | Straight | P15,000 | P500 |
| Installment | P30,000 | P1,000 | |
| ACE Hardware | Straight | P4,000 | P100 |
| Installment | P15,000 | P500 | |
| Baby Company | Straight | P10,000 | P300 |
| Installment | P20,000 | P600 | |
| Crate and Barrel | Straight | P30,000 | P1,000 |
| Installment | P50,000 | P1,500 | |
| Dyson | Straight | P30,000 | P1,000 |
| Installment | P50,000 | P1,500 | |
| Our Home | Straight | P25,000 | P800 |
| Installment | P50,000 | P1,500 | |
| Pet Express | Straight | P4,000 | P100 |
| Installment | P10,000 | P300 | |
| Toy Kingdom | Straight | P4,000 | P100 |
| Installment | P10,000 | P300 |
- Receiving your SM Store eGifts:
- Earned SM Store eGifts will be credited to your Treats Hub account starting February 2, 2026.
- You can redeem these eGifts from February 2 to April 2, 2026.
UnionBank PayEasy offers 0% installment up to 24 months and is available at over 9,500 in-store merchants nationwide. 0% interest is subject to bank approval and applies only if monthly installment amounts are paid in full. This offer is applicable on select items and subject to partner merchant terms. Minimum spend and applicable installment terms may vary by UnionBank Credit Card type. For more details on UnionBank PayEasy, you can visit the UnionBank website.
Terms and conditions apply. For additional information, please visit https://www.unionbankph.com/smretail.