BPI is running a promotion where select credit cardholders can earn cash rebates by making purchases in essential categories like supermarkets, fuel stations, and drug stores. This offer encourages everyday spending with rewards credited back to eligible cards.
Promo Highlights
For cardholders with no recent essentials spending, making at least three transactions of PHP 3,000 each qualifies for up to PHP 300 in cash rebates. Low essentials spenders can achieve PHP 300 by completing three such transactions. Mid essentials spenders earn PHP 100 rebates on their third through fifth qualifying transactions, also up to PHP 300 total.
Promo Mechanics
The promotion provides up to PHP 300 cash rebate for spending on essentials using a BPI Credit Card during the period from March 31 to June 30, 2026.
- No Essentials Spend Segment: Spend at least PHP 3,000 on essentials in your first to third transactions to get PHP 100 per transaction, up to PHP 300 maximum.
- Low Essentials Spend Segment: Complete at least three transactions of PHP 3,000 each on essentials to receive PHP 300 total rebate.
- Mid Essentials Spend Segment: Earn PHP 100 for each essentials transaction from the third to fifth, with a minimum of PHP 3,000 per transaction, up to PHP 300 maximum.
Rebates will be credited within ninety (90) days after the promo ends to the principal cardholder's active BPI Credit Card. If both Mastercard and Visa cards are active, the rebate goes to the Mastercard.
Eligibility Requirements
This promo is for pre-selected principal cardholders who receive notifications from BPI via SMS, Viber, or email, and whose accounts are active and in good standing.
Participating BPI Credit Cards include:
- BPI Amore Cashback Card
- BPI Amore Platinum Cashback Card
- BPI Edge Card
- BPI Gold Rewards Card
- Petron BPI Card
- BPI Platinum Rewards Card
- BPI Rewards Card
- BPI Signature Card
To participate, use the card for retail or Flexipay transactions in qualified categories during the promo period.
Key Benefits
- Cash Rebate: Up to PHP 300 total, depending on segment and transactions.
- Duration: Valid from March 31 to June 30, 2026.
- Merchants: Applies to supermarkets (MCC 5411), fuel/gas stations (MCC 5541, 5542), and drug stores/pharmacies (MCC 5912).
- Transactions can be in-store or online, with rebates credited once hurdles are met.
Qualified Transactions
Only purchases in the following categories count:
- Supermarkets – MCC 5411
- Fuel/Gas – MCC 5541, 5542
- Drug Stores/Pharmacies – MCC 5912
Each transaction must meet the PHP 3,000 minimum spend, based on the transaction date within the promo period.
Frequently Asked Questions
Who are eligible to participate in the promo?
Only pre-selected BPI Credit Cardholders who receive the promo notification via email, SMS, or Viber message qualify. They must meet the required frequency and amount of essentials transactions using participating cards like BPI Amore Cashback, BPI Amore Platinum Cashback, BPI Edge, BPI Gold Rewards, Petron BPI, BPI Platinum Rewards, BPI Rewards, or BPI Signature.
I did not receive a notification from BPI. Where/how can I get the Rebate?
Only pre-selected cardholders receive notifications. Check the BPI website or the BPI app for other promotions.
Why did I not receive the notification? Am I allowed to join?
Eligibility is limited to pre-selected cardholders who are notified.
How to join the promo?
Spend in eligible categories to meet the minimum spend and frequency requirements.
What purchases are considered qualified under the promo?
Online or in-store transactions at supermarkets (MCC 5411), fuel stations (MCC 5541, 5542), or drugstores/pharmacies (MCC 5912) using your BPI Credit Card.
Customer Support
For inquiries, send a message or call the 24-hour BPI Contact Center at (+632) 889-10000.