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BDO: Ocampo’s Fine Jewellery Buy Now Pay Next Year

From Nov 15, 2025 
Until Dec 31, 2025
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BDO Credit Cardholders can take advantage of a "Buy Now Pay Next Year" (BNPNY) offer at Ocampo's Fine Jewellery. This promotion allows eligible cardholders to defer payments and receive special discounts and freebies on select items.

Promo Mechanics

  1. The promotion is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, American Express, JCB, Diners Club, and UnionPay). Corporate Cards, Distribution Cards, and Purchasing Cards are not included.
  2. The promo is available at participating Ocampo's Fine Jewellery stores.

  3. Qualified BDO Credit Cardholders may avail of the following BNPNY offers:

    • Get 35% off on the signature collection.
    • Receive a free limited edition velvet jewelry box with a minimum spend of P50,000.
    • 0% interest on a 3-month term.
    • Payments begin 4 months later.

    Ocampo’s Fine Jewellery retains the sole discretion on the term(s), item(s), service(s), and/or channel(s) applicable for the Zero Percent (0%) interest offering.

  4. If a cardholder chooses not to avail of the BNPNY option, the first monthly installment will be billed on the statement following the transaction date. Applicable discount promotional offers will still be valid.
  5. The promotional offer is not convertible to cash, discount, or other item(s).
  6. The BNPNY period is from November 15 to December 31, 2025. The monthly amortization, along with any interest and penalty charges, will be billed to the cardholder starting on the 4th statement cycle after the original transaction date and will continue monthly until the total amount is paid in full.

Important Considerations

  • BDO may, at its discretion, accommodate requests to accelerate the charging of the full unbilled monthly amortizations on installment transactions. This is provided that the cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. A corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the cardholder’s account.
  • Effective January 1, 2026, the Installment Processing Fee (Acceleration Fee) will be adjusted to 5% of the total remaining balance or P500 for PHP-denominated transactions, and USD10 for USD-denominated transactions, whichever is higher.

Promo Duration

The promotion runs from November 15, 2025, to December 31, 2025.

Qualified Cards

The offer is available to BDO Credit Cardholders (Mastercard, Visa, American Express, JCB, UnionPay, and Diners Club).

For promo-related complaints, BDO will handle inquiries within 7 to 10 banking days from the receipt of a complete complaint, including proof of purchase and other supporting documents. Concerns regarding the partner merchant’s products and/or services should be directed to the merchant's customer support. All questions or disputes regarding eligibility for the promo will be resolved by BDO in concurrence with DTI.