Heading to Singapore for some shopping? BDO JCB Credit Cardholders have a straightforward way to earn 10% cashback, capped at SGD 25, on in-store purchases. Hit a cumulative spend of at least SGD 200 at qualified merchants, and the rebate posts automatically to your principal account.
Eligible Cards
This promo covers active principal and supplementary holders of:
- BDO JCB Lucky Cat
- BDO JCB Gold
- BDO JCB Platinum
Keep your card in good standing, with no past due amounts during the period and at rebate crediting time.
How It Works
Spend at least SGD 200 total across transactions at participating Singapore merchants to qualify for the 10% rebate, up to SGD 25 maximum per cardholder for the full promo. Principal and supplementary spends count separately and cannot combine toward the minimum. Track your own spending to stay on target.
Rebate credits to the principal cardholder’s account within 25 business days after the promo ends, appearing on the statement of account. It acts as a credit toward balances or purchases, but is non-transferable and non-convertible to cash.
Qualified Purchases
Focus on in-store or face-to-face transactions only. No minimum per receipt, but all must post within the promo period.
Merchants include spots like Takashimaya Department Store (Levels 4 to Basement 2, plus Takashimaya Square B2). Exclusions there: Cold Storage Supermarket, Starbucks, Presto Drycleaner, Takashimaya Shopping Centre and specialty shops, Ngee Ann City Level 5 tenants, and online store purchases.
Ticketing, F&B, and retail must be merchant-operated (no third-party stores). Contactless not working? Insert the card instead.
Exclusions
- Online, in-app, or transit (airlines, cruises, trains)
- Online transactions with Singapore-registered merchants
- Installment plans like balance transfers or conversions
- Betting, casino, gambling, money transfers
- International cash advances at ATMs or counters
- Refunded, disputed, unauthorized, or fraudulent transactions
Promo does not stack with other BDO offers. Bank decides eligibility and can reverse rebates for invalid transactions. Exchange rates for spends and rebates may differ; delayed postings might miss out.