Shoppers at the SM 3-Day Sale can find a range of deals across stores in SM Supermalls, and those with BDO Credit Cards have options for additional savings on select purchases.
Key Benefits
- Up to 50% OFF on select items
- EXTRA P1,000 OFF on BUY NOW PAY LATER
- EXTRA P500 OFF on straight purchases
BUY NOW PAY LATER at 0% interest up to 24 months term
- Installment terms and minimum spend requirements vary per SM Retail store.
- The first installment will be billed on the next statement from transaction date.
- Not applicable at Miniso
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Participating Locations
These offers are available at the SM 3-Day Sale in participating SM Supermall/SM Center locations:
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Participating SM Retail stores vary per featured SM Supermall/SM Center. Splitting of transactions for the purpose of getting multiple discounts is not allowed.
Promo Period
The promotion takes place from April 17 to 19, 2026.
Eligibility Requirements
- Open to all eligible Principal and Supplementary BDO Credit Cardholders (Mastercard, Visa, American Express, JCB, Diners Club, and UnionPay).
- Account status must be active and in good standing (no past due) within the promo period.
The following cards are not eligible:
- BDO Corporate Cards
- BDO Commercial Cards
- BDO Installment Cards
- BDO Debit Cards
Promo Mechanics
- The promotion applies to transactions paid in-store or over-the-counter using the participating store's POS terminal, including SM Store Personal Shopper transactions paid in-store.
- Discounts are awarded automatically at point-of-sale upon reaching the minimum single-receipt purchase requirement.
- Installment terms and minimum spend requirements vary per SM Retail store.
- The promo is not applicable on purchases of gift cards, gift certificates, gift passes, SM eco bags or wrapping items, membership cards, and other services.