BDO credit cardholders can take advantage of buy now pay later options for health and beauty services at Bioessence branches. This promotion provides flexible payment terms along with discounts on selected treatments, making it easier to manage expenses for wellness needs.
Eligibility Requirements
- Open to active principal and supplementary BDO Credit Cardholders with Mastercard, Visa, American Express, JCB, UnionPay, and Diners Club cards.
- Corporate Cards, Distribution Cards, and Purchasing Cards are not eligible.
- Transactions must occur at select participating Bioessence stores and branches during the promo period; online transactions do not qualify.
- For store locations, refer to this PDF.
Key Benefits
- 0% interest for up to 12 months term.
- Option to pay 2 months later with a 1-month billing holiday.
- 20% off on dermatological services.
- 25% off on facial and slimming packages, requiring a minimum of 5 sessions.
How the Promotion Works
Qualified cardholders can choose the buy now pay later options at checkout for eligible purchases. Bioessence determines the minimum purchase amount, applicable terms, items, services, and channels for the 0% interest offering. If opting out of the payment holiday, the first monthly installment bills on the next statement after the transaction, while discounts still apply.
The monthly installments for buy now pay later with payment holiday begin billing on the second statement cycle after the transaction date and continue monthly until paid in full. To illustrate, a transaction in March would have the first installment billed in May, with subsequent payments in June and beyond.
All transactions require bank approval and deduct from the available credit limit. Cardholders can make multiple transactions within their credit line. Principal and supplementary cardholders must transact separately.
Additional Terms
The promotional discount cannot convert to cash or other items and cannot combine with Bioessence's other promotions, in-store sales, discounts, privileges, or VIP cards. It follows the store's existing terms and conditions.
BDO may allow acceleration of remaining installments upon request, charging a processing fee of 5% of the remaining balance or ₱500, whichever is higher, added to the outstanding balance for that cycle.
0% interest applies only if monthly installments are paid in full. If a transaction is disputed, invalidated, or reversed later, any related benefits may result in charges to the account.
For full buy now pay later terms and conditions, view details here.
The promotion follows the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards.