BDO: Skin Care & Wellness on Installment

BDO Credit Cardholders have access to flexible buy now, pay later options for health, beauty, and wellness purchases at participating merchants. This promotion allows spreading costs over time without interest and includes discounts or freebies to make self-care more affordable.

Promo Period

The promotion runs from March 16, 2026 to May 31, 2026. It applies only to in-store transactions at select partner merchants and does not cover online purchases.

Eligible Cards

Qualified cards include principal and supplementary BDO Credit Cards such as Mastercard, Visa, American Express, JCB, UnionPay, and Diners Club. Corporate Cards, Distribution Cards, and Purchasing Cards are not eligible.

Key Benefits

• 0% interest installments up to 24 months term
• Pay 2 months later with a 1 month billing holiday
• Up to 57% discount or varying freebies from partner merchants

Partner merchants determine the specific terms, items, services, or channels eligible for the 0% interest option. The promotional discount cannot be converted to cash or other items.

Promo Mechanics

• Use a qualified BDO Credit Card at participating stores to avail the offers.
• Choose 0% interest installment up to 24 months or the payment holiday option.
• If opting out of the payment holiday, the first installment bills on the next statement after the transaction.
• All transactions require bank approval and deduct from the available credit limit.
• Principal and supplementary cardholders must transact separately.
• Multiple transactions are allowed within the credit line.

For the pay 2 months later option, monthly installments, plus any interest or penalties, start billing from the second statement cycle after the transaction and continue monthly until paid in full.

To illustrate the billing for the payment holiday:

0% interest applies only if monthly installments are paid in full. The promotion cannot combine with other store offers, sales, discounts, privileges, or VIP cards, and follows the store's existing terms.

Additional Terms

Cardholders may request to accelerate remaining installments, subject to BDO approval. This incurs a 5% processing fee of the remaining balance or ₱500, whichever is higher, added to the outstanding balance for that cycle.

If a transaction is disputed, invalid, fraudulent, or reversed, any redeemed rewards or discounts will be charged back to the account.

For complaints, BDO resolves issues within 7 to 10 banking days with complete supporting documents. All promo-related questions must be submitted by August 1, 2026.

In disputes over eligibility, dates, or fulfillment, BDO's decision prevails, resolved with DTI concurrence. The promotion follows the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards.

Click here for full buy now, pay later terms and conditions.

Per DTI Fair Trade, Permit No. FTEB-251611, Series of 2026.