You can now turn your everyday spending into actual value through the BDO Credit Card Peso Rewards program. By using your qualified BDO credit card for your daily expenses like groceries, dining, and travel, you earn points that carry a 1:1 value, meaning 1 Peso Point is equivalent to ₱1.00.
How to Earn Peso Points
Points are earned based on your qualified transactions. For most cardholders, every ₱1,000 spent earns 1 Peso Point. However, some card types and specific spend scenarios offer different rates:
| Card Type | Spend Requirement | Peso Points Earned |
|---|---|---|
| Classic, Standard, Gold, Platinum, Diamond, World Elite (Local and Overseas Spend Billed in Peso) | ₱1,000 | ₱1.00 |
| ShopMore | ₱1,000 | ₱2.00 |
| Gold, Platinum, Diamond (Overseas Spend Billed in US Dollar) | $20 | ₱1.00 |
| World Elite (Overseas Spend Billed in US Dollar) | $20 | ₱1.50 |
Eligible Credit Cards
The Peso Rewards program is available to the following BDO credit cards:
- Mastercard: World Elite, Platinum, Gold, ShopMore, and Standard
- Visa: Platinum, Gold, and Classic
- JCB: Platinum, Gold, and Lucky Cat
- UnionPay: Diamond and Gold
Ways to Use Your Points
You have several options for how to use your accumulated rewards:
- Cash Credit: Convert your points to a cash credit to pay off your credit card balance or use them as extra funds for shopping.
- BDO Rewards: Transfer points to your BDO Rewards card to shop at SM Store, SM Retail Stores, or purchase eGCs via https://bdodeals.giftaway.ph.
- SMAC: Transfer your points to your SMAC account for use at SM Store and SM Retail Stores.
- HOPE: Donate your points to help build public school classrooms through the HOPE program.
Redemption Details
To keep your points accumulating, simply ensure your credit card remains active and current. Unlike many other rewards programs, Peso Points do not expire.
Redemption starts at 200 points for Gold or Classic cards and 1,000 points for Elite cards. You can check your balance via your monthly Statement of Account or through BDO Online Banking. To redeem, you can use the Credit Card Peso Rewards Online Redemption Form or contact the BDO Contact Center.