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BDO Buy Now Pay Next Year at SM Appliance Center

Bank:
Merchants:
From Oct 01, 2026 
Until Oct 31, 2026

If you are planning to upgrade your home appliances, BDO has a way to help you manage your budget. You can take advantage of the Buy Now Pay Next Year offer at SM Appliance Center to get your new gear today while deferring your payments.

The Offer

Qualified BDO credit cardholders can enjoy several perks when shopping at SM Appliance Center:

  • P2,000 OFF with a minimum single-receipt installment purchase of P35,000, net of applicable discounts.
  • 0% interest for installment terms up to 24 months.
  • Deferment feature where you can pay 4 months later.

Eligibility

This promotion is available to active Principal and Supplementary BDO Credit Cardholders using the following cards:

  • BDO Mastercard
  • BDO Visa
  • BDO American Express
  • BDO JCB
  • BDO UnionPay
  • BDO Diners Club

Please note that BDO Corporate Cards, Commercial Cards, and Proprietary Cards are excluded from this offer.

Important Details

To make the most of this, keep these conditions in mind:

  • The installment billing for the deferred payment starts on the fourth statement cycle after your original transaction date.
  • The P2,000 discount cannot be converted to cash or exchanged for items.
  • This promo cannot be used in conjunction with other ongoing BDO promotional offers, such as rebates or points redemptions.
  • If you decide not to use the Buy Now Pay Next Year option, your first installment will be billed on the next statement cycle following your purchase, though you may still qualify for the discount.
  • The promo is valid at all SM Appliance Center branches nationwide from October 1 to 31, 2026.