If you are looking to upgrade your home appliances, BDO is making it easier with their Buy Now Pay Next Year offer at SM Appliance Center. This setup allows you to enjoy significant discounts and flexible payment terms during the store’s anniversary sale.
What’s On Offer
Cardholders can take advantage of several benefits when shopping for appliances:
- Up to 45% OFF on selected items
- 0% interest for terms up to 24 months
- The option to pay 4 months later
- A free P400 Starbucks Gift Card for purchases of select ranges with a minimum spend of P15K
Who Is Eligible
This promo is available to active Principal and Supplementary BDO Credit Cardholders using the following cards:
- Mastercard
- Visa
- American Express
- JCB
- UnionPay
- Diners Club
Please note that Corporate, Commercial, and Proprietary cards are not eligible for this offer.
Important Notes
The promo is valid at all SM Appliance Center branches from November 1 to 30, 2026. All Buy Now Pay Next Year transactions are subject to bank approval, and the full transaction amount will be deducted from your available credit limit.
Monthly amortizations will begin billing on the 4th statement cycle after your original transaction date. If you choose to accelerate your payments, a processing fee of 5% of the total remaining balance or P500, whichever is higher, will apply. This offer cannot be used in conjunction with other store discounts, in-store sales, or VIP card privileges.