Shopping online can be much more manageable with the installment options available for BDO credit cardholders. You can spread out your payments through various plans designed to fit different budget needs when purchasing from participating online merchants.
Installment Options
Depending on the merchant and the specific items you are buying, you may avail of the following offers:
- 0% interest for up to 12 months
- Regular Installment with a 1% monthly add-on rate
- Pay 4 months later for transactions made from September 9 to December 31, 2026
Please note that participating merchants have the discretion to determine which specific items, services, or channels qualify for the zero percent interest offer.
Eligibility
This promo is open to active Principal and Supplementary BDO Credit Cardholders. The following card types are qualified:
- Mastercard
- Visa
- American Express
- JCB
- UnionPay
- Diners Club
Corporate, Distribution, and Purchasing cards are not eligible for this offer.
Important Reminders
Before you checkout, keep these points in mind:
- The entire installment amount will be deducted from your available credit limit.
- This offer cannot be used in combination with other merchant promotions, online sales, discounts, or VIP card privileges.
- All installment transactions are subject to bank approval.
- If you choose to accelerate your payments and pay the full remaining balance early, an Installment Processing Fee of 5% of the total remaining balance or P500, whichever is higher, will apply.