BDO Buy Now Pay Later at 0% Interest on Lazada Up to 36 Months

BDO credit cardholders have a new way to manage purchases on Lazada through the Buy Now Pay Later option, allowing payments spread over time at no extra interest cost.

This promotion provides flexibility for online shopping, with terms tailored to participating shops. Note that the first installment will be billed on the next statement from the transaction date.

Promo Period

The offer is available from April 1 to September 30, 2026.

Eligible Cards

Qualified cards include BDO Mastercard, Visa, American Express, JCB, UnionPay, and Diners Club. The promotion is open to active principal and supplementary cardholders. Corporate cards, distribution cards, and purchasing cards are excluded.

Key Benefits

• 0% interest on installments up to 36 months (varies per participating shop)
• Available on Lazada for select items, services, and channels
• Minimum purchase amount, terms, and eligible products determined by Lazada
• First monthly installment billed on the next statement cycle, due 25 days after statement cut-off

How to Avail

1. Shop on Lazada using your qualified BDO credit card.

1. The offer applies from April 1 to September 30, 2026 on Lazada.
2. Select Buy Now Pay Later at 0% interest for up to 36 months term (varies per participating shop).
3. Lazada determines the minimum required purchase amount, terms, items, services, and channels for the 0% interest option.
4. The first monthly installment is billed on the next statement cycle. Payment is due 25 days after the statement cut-off.

1. All BDO Buy Now Pay Later transactions are subject to bank approval.
2. BDO may accommodate requests to accelerate the remaining unbilled monthly amortizations, provided the total outstanding balance for the billing cycle is paid in full. An Installment Processing Fee of 5% of the remaining balance or P500, whichever is higher, will apply. The accelerated amount and fee become part of the outstanding balance due.
3. In case of disputes regarding eligibility, coverage of dates, or fulfillment, BDO's decision prevails. Disputes on eligibility will be resolved by BDO in concurrence with DTI.
4. Complaints will be handled within 7 to 10 banking days from receipt, with complete information, proof of purchase, and supporting documents.
5. For concerns on Lazada products or services, contact customer support at (02) 8952 9232.
6. The promo is subject to the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards.

Per DTI Fair Trade Permit No. FTEB-244037 Series of 2025.