BDO credit cardholders have an opportunity to make purchases at Abenson with flexible payment options that include deferred billing and added free items for certain spending levels. This promotion allows for interest-free installments and a payment holiday, making it easier to acquire home appliances and electronics.
Eligibility Requirements
- Open to active principal and supplementary BDO Mastercard, Visa, American Express, JCB, UnionPay, and Diners Club credit cardholders.
- Corporate cards, distribution cards, and purchasing cards are not eligible.
Key Benefits
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Free bundled items with minimum spend purchases at 0% interest on 12 and 24 month terms: Minimum Spend Free Items P35,000 Vacuum + Electric Kettle P60,000 Air Fryer + Desk Fan - 0% interest up to 24 months on purchases at all Abenson, Abensonhome, Automatic Centre, and Electroworld store branches nationwide and at abenson.com.
- Option to pay 3 months later with the monthly installments, interest, and any penalties billed starting from the third statement cycle after the transaction date until fully paid.
Free items are not convertible to cash, discounts, or other items. Abenson, Abensonhome, Automatic Centre, and Electroworld determine the minimum purchase amounts, terms, items, services, and channels for the 0% interest offering.
How to Avail and Redemption Guidelines
Qualified cardholders can take advantage of these offers during the promo period. All transactions are subject to bank approval, and the full amount deducts from the available credit limit. Transactions used for this promo cannot combine with other BDO promos like cashbacks or points multipliers.
In-Store Purchases:
- Present the original customer's copy of the BDO installment transaction charge slip and qualified sales invoice at the store's payment counter from April 15 to July 14, 2026 to redeem free items.
Online Purchases:
- Free items arrive with the purchased products upon delivery.
- Present 1 valid ID for redemption.
Lost, stolen, faded, or unreadable charge slips cannot be used for redemption, and BDO or merchants will not replace them. Splitting transactions for multiple redemptions is not allowed. For same-day multiple transactions at the same store or online, only the first qualified one gets the free item.
If a cardholder cancels the installment or makes an invalid redemption, BDO may charge the cost of the free item at retail price to the account. This promo does not combine with the store's other offers, sales, discounts, privileges, or VIP cards, and follows the store's terms.
Cardholders can request to accelerate remaining installments, but it requires paying the full outstanding balance for that cycle, plus a 5% installment processing fee or P500, whichever is higher.
The promo runs from April 15 to May 15, 2026 and is available at all mentioned stores and online. For disputes on eligibility or fulfillment, BDO's decision applies, with DTI concurrence if needed. Complaints with complete details and proof are handled within 7 to 10 banking days, but must be submitted by July 14, 2026. Contact Abenson Customer Service at (02) 8921-0888 for product or service concerns.
All transactions follow the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards.