Moving your credit card balances from other banks can help you manage your payments better. BDO is offering a low rate starting at 0.45% for those looking to consolidate their debts.
How it Works
Eligible cardholders can transfer their existing balances from other banks to BDO. The promo is divided into three runs for availment:
| RUN | AVAILMENT PERIOD |
|---|---|
| 1 | April 1 to 30, 2026 |
| 2 | May 1 to 31, 2026 |
| 3 | June 1 to 30, 2026 |
Eligibility and Requirements
To qualify for this offer, you must use select BDO Mastercard, Visa, American Express®, JCB, UnionPay or Diners Club Credit Cards. The minimum amount required for the transfer is P5,000.
BDO determines eligibility during the application process. If you qualify, you will receive a notification via Viber, SMS or email from BDO Deals containing your applicable rate.
Sample Computation
For a balance transfer of P20,000 with a 24 month term, the monthly amortization is calculated as follows:
P20,000 x 0.046168007 = P923.36 per month
Useful Tools
You can use the official Balance Transfer Low Rate Calculator here: https://www.bdo.com.ph/personal/cards/credit-cards/installment-programs/cash-installment/balance-transfer-calc