If you are planning to travel or shop from international websites, you can reduce your transaction costs with BDO’s low FX fee program. BDO Platinum Mastercard holders can enjoy a lower foreign exchange fee on overseas foreign currency purchases, with the savings credited back to your account as cashback.
What’s On Offer
Instead of the standard FX fee, qualified cardholders will receive a reduced rate. The difference between the current fee and the promotional rate is awarded as cashback.
| Qualified Card | Current FX | LOW FX Offer |
|---|---|---|
| Platinum Mastercard | 1.85% | 1.70% |
Eligibility and Mechanics
This promo is open to all Principal and Supplementary Cardholders of the BDO Platinum Mastercard, including any linked Virtual Cards. To qualify, your account must be active and in good standing throughout the promo period and until the cashback is posted.
There is no minimum spend requirement per transaction to avail of this offer. The cashback is calculated per qualified transaction based on the net amount after any reversals. The total accumulated cashback will then be credited to your account in either PHP or USD, depending on where the transaction was posted.
Important Notes
While the Platinum Mastercard is the primary qualified card, please note that the following are excluded from this offer:
- BDO World Elite
- BDO HOPE
- BDO Gold
- BDO Bench
- BDO ShopMore
- BDO Standard Mastercard
- BDO Debit Cards
- BDO Installment Cards
- BDO Corporate Cards
- BDO Cash Cards
Additionally, the offer excludes purchases charged in PHP for single currency PHP accounts, and purchases charged in USD for dual currency USD accounts, regardless of whether the transaction happened online or in-store.