BDO credit cardholders can take advantage of buy now pay later options at AesthetiQ as part of the bank's health, beauty, and wellness category push for 2026. This promotion provides flexible financing and savings on services at participating locations.
Promo Period
The offer runs from March 16 to May 31, 2026, and applies only to in-store transactions at select AesthetiQ branches.
Qualified Cards
To participate, cardholders need an active BDO credit card. Eligible types include:
- Principal and supplementary cards under Mastercard, Visa, American Express, JCB, UnionPay, and Diners Club. Corporate cards, distribution cards, and purchasing cards are not included.
Key Benefits
Qualified BDO credit cardholders may choose from these options:
- 0% interest for up to a 6-month term.
- Pay 2 months later, which includes a 1-month billing holiday.
- 25% off on all services, requiring a minimum spend of P25,000.
AesthetiQ determines the minimum purchase amount, terms, items, services, and channels for the zero percent interest. The discount applies regardless of whether the installment option is selected, but it cannot be converted to cash or combined with other store promotions, in-store sales, privileges, or VIP cards. All transactions are subject to bank approval, and the full amount deducts from the available credit limit.
How the Buy Now Pay Later Works
For transactions with the payment holiday, the first monthly installment, along with any interest and penalties, bills starting from the second statement cycle after the transaction date. This continues monthly until the total is paid.
To illustrate the billing cycle:
If opting out of the installment with holiday, the first payment appears on the next statement after the transaction. Cardholders can make multiple transactions within their credit limit, but principal and supplementary cardholders must transact separately.
An acceleration option exists to pay off remaining installments early, subject to BDO approval. This incurs a processing fee of 5% of the remaining balance or P500, whichever is higher, added to the outstanding balance for that cycle.
Zero percent interest applies only if monthly installments are paid in full. If a transaction is disputed, invalid, fraudulent, or reversed later, any redeemed rewards or benefits will be charged back to the account.
Additional Details
The partner merchant, AesthetiQ, has discretion over zero percent terms. For promo-related complaints, BDO handles them within 7 to 10 banking days from receipt, with complete information, proof of purchase, and supporting documents. Issues must be raised no later than August 1, 2026, after which matters are considered final.
In disputes regarding eligibility, dates, or fulfillment, BDO's decision applies, resolved in line with DTI where needed.
For full details on Buy Now Pay Later, visit this page.