Managing medical expenses can be challenging, but BDO is making it a bit easier through its Hospital Installment Program. This offer allows cardholders to spread out the cost of healthcare services over a longer period, providing more flexibility for your budget.
Installment Offers
You can choose between two payment options depending on the partner hospital’s terms:
- 0% interest on installment for up to 36 months at select partner hospitals.
- Regular interest with a low monthly add-on rate of 0.70% for up to 36 months from January 7 to June 30, 2026.
Eligibility
This program is available to all active Principal and Supplementary BDO Credit Cardholders using the following cards:
- Mastercard
- Visa
- American Express
- JCB
- UnionPay
- Diners Club
Please note that Corporate Cards, Distribution Cards, and Purchasing Cards are not eligible for this promo.
Important Notes
- Hospital Discretion: Partner hospitals have the sole authority to decide which terms, items, services, and channels are applicable for the 0% interest offer.
- Non-stackable: This offer cannot be used with other promotional offers, hospital partner VIP or member privileges, and Senior Citizen or PWD cards. However, for discounted goods and services, you may choose between this promo or the discount provided under the Expanded Senior Citizens Act for 2010 or Magna Carta for Disabled Person, whichever is higher.
- Bank Approval: All installment transactions are subject to bank approval.
- Acceleration Fee: If you request to accelerate the charging of the remaining unbilled monthly amortizations, BDO may charge an Installment Processing Fee of 5% of the total remaining balance or PHP 500, whichever is higher.