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Your guide to the latest card promos

BDO 0% Installment and Up to 40% Off at SM Appliance Center

Bank:
From Oct 01, 2026 
Until Oct 31, 2026

If you are looking to upgrade your home appliances, BDO is offering a Buy Now Pay Next Year deal at SM Appliance Center. This allows you to enjoy significant discounts and flexible payment terms to make your shopping a bit easier.

What’s On Offer

During this promo period, BDO credit cardholders can take advantage of several benefits:

  • Up to 40% OFF on select items
  • 0% interest for terms up to 24 months
  • Pay 4 months later
  • A free P400 Starbucks Gift Card when you purchase Washing Machines, Dryers, or select Ranges with a minimum spend of P15K

Who is Eligible

The offer is available to active Principal and Supplementary BDO Credit Cardholders using the following cards:

  • Mastercard
  • Visa
  • American Express
  • JCB
  • UnionPay
  • Diners Club

Please note that Corporate, Commercial, and Proprietary cards are not eligible for this promotion.

Important Notes

To make the most of this, keep a few things in mind. The Buy Now Pay Next Year (BNPNY) monthly amortization will be billed starting on the 4th statement cycle after your original transaction. The entire transaction amount will be deducted from your available credit limit.

This promo cannot be used alongside other store discounts, in-store sales, or VIP card privileges. Also, the promotional discount and free items are not convertible to cash or other products. The specific items and terms for the 0% interest offer are subject to the discretion of SM Appliance Center.