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Creditcards

Your guide to the latest card promos

BDO 0% Installment and Buy Now Pay 4 Months Later at SM Store

Bank:
Merchants:
From Aug 01, 2026 
Until Dec 31, 2026

Shopping at SM Store just got a bit more flexible for BDO credit cardholders. You can now spread out your purchases with manageable installment plans and a deferred payment option.

What’s On Offer

There are two main ways to pay for your items at SM Store using your BDO credit card:

  • 0% Interest Installment: Get 0% interest for a 3 months term when you make a minimum single-receipt purchase of P5,000.
  • Buy Now Pay 4 Months Later: You can defer your payments so that the monthly installment, including any applicable interest and penalty charges, will only be billed starting on the fourth statement cut-off from your transaction date.

Who is Eligible

This promo is available to all active Principal and Supplementary BDO credit cardholders. The qualified cards include:

  • BDO Mastercard
  • BDO Visa
  • BDO American Express
  • BDO JCB
  • BDO Diners Club
  • BDO UnionPay

Please note that BDO Corporate Cards and BDO Debit Cards are not eligible for this offer.

Where to Use

You can avail of these offers at SM Store branches nationwide.