Avignon Clinic partners with BDO to provide credit cardholders with flexible payment plans and discounts on premium treatments. This promotion allows for interest-free installments and savings on select procedures at participating branches.
Promo Period
The offer is available from March 16 to May 31, 2026, at select Avignon Clinic locations. Online transactions are not included.
Eligibility Requirements
- Active principal and supplementary BDO credit cardholders with Mastercard, Visa, American Express, JCB, UnionPay, or Diners Club cards
- Corporate cards, distribution cards, and purchasing cards are excluded
- Principal and supplementary cardholders must transact separately
Key Benefits
- 0% interest up to 12 months term
- Pay 2 months later with a 1-month billing holiday
- Discounts include 25% off on Avignon Thermage FLX Face + Neck, 25% off on Avignon Sofwave Lift, and Avignon XERF AI Structural for P85,000 only (SRP: P120,000) + FREE XERF Cream
Promo Mechanics
Avignon Clinic sets the minimum purchase amount, terms, items, services, and channels for the 0% interest option. The promotional discount cannot convert to cash or other items and cannot combine with the store's other promotions, in-store sales, discounts, privileges, or VIP cards. It remains subject to the store's existing terms and conditions.
All transactions require bank approval and deduct from the cardholder's available credit limit. Cardholders can make multiple transactions within their credit line.
If opting out of the buy now, pay later with payment holiday, the first monthly installment bills on the next statement after the transaction date, though eligibility for discounts or free items continues.
For buy now, pay later with payment holiday, monthly installments plus any interest or penalty charges bill starting on the second statement cycle after the transaction date and continue monthly until paid in full. 0% interest applies only if monthly installments pay in full.
To illustrate the billing schedule:

Cardholders may request to accelerate remaining unbilled amortizations, subject to BDO approval. This requires paying the total outstanding balance for the billing cycle in full, with a BUY NOW PAY LATER Processing Fee of 5% of the remaining balance or P500, whichever is higher. The accelerated amount and fee then join the total due for that cycle.
If a qualifying transaction later disputes, proves invalid, non-qualifying, fraudulent, or reverses, the cardholder agrees to charges against their account for any redeemed rewards or values.
Handling Complaints and Disputes
BDO addresses promo-related complaints within 7 to 10 banking days from receipt, with complete information, proof of purchase, and supporting documents. Questions or issues must arise no later than August 1, 2026, after which all promo matters conclude.
In disputes over eligibility, date coverage, or fulfillment, BDO's decision prevails, resolved in concurrence with DTI. The promotion follows the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards.
Click here for BUY NOW PAY LATER Terms & Conditions.