It’s December once again, and here is the cheatlist of the latest holiday spend-anywhere cashback promos.
Table of Contents
BDO - Holiday Spend Anywhere Cashback
The promo is open to active principal and supplementary credit cardholders of Mastercard, Visa, JCB, UnionPay, Diners Club, and American Express cards in good standing. It runs from November 15, 2024, to January 31, 2025, with a minimum cumulative spend of PHP 40,000 (at least PHP 1,000 per transaction). Join the promo by submitting your 10-digit Promo ID until January 31, 2025.
Eligible Transactions:
- Local and overseas in-store purchases
- Online spend
- “Buy Now, Pay Later” purchases
- Transactions via BDO Pay (Dip, Tap, or Scan-to-Pay)
Exclusions:
- Cash advances, e-wallet reloads, gambling, stock trading, bills payment, and installment programs
- Transactions used in other ongoing BDO promos
Visit the BDO Deals page for more details.
| Cumulative Spend Amount | Treat |
| P40,000 - <P150,000 | P1,000 Cashback |
| P150,000 - <P300,000 | P5,000 Cashback |
| P300,000 above | P10,000 Cashback |
BPI - Mastercard Holiday Shop Anywhere
The BPI Mastercard Holiday Shop Anywhere Promo offers cashback for purchases made during the promo period.
Key Details:
- Promo Period: November 15, 2024 – January 31, 2025
- Eligibility: Active BPI Mastercard holders in good standing
- Minimum Spend: PHP 30,000, with at least PHP 1,500 per transaction
- Cashback Limit: Up to PHP 10,000 per cardholder
Eligible Transactions:
- In-store and online purchases (local and overseas)
- Contactless payments
Exclusions:
- Cash advances, bills payment, gambling, e-wallet reloads, and others
Cashback will be credited by March 31, 2025. Visit BPI Mastercard Holiday Promo FAQs for more details.
| Accumulated spend | eGC Reward |
| Php 30,000 - < Php 75,000 | Php 500 eGC |
| Php 75,000 - < Php P200,000 | Php 1,500 eGCs |
| Php 200,000 and up | Php 5,000 eGCs |
BPI - Visa Holiday Shop Anywhere
The BPI Visa Holiday Shop Anywhere Promo offers cashback for eligible purchases during the promo period.
Key Details:
- Promo Period: November 15, 2024 – January 31, 2025
- Eligibility: Active BPI Visa cardholders in good standing
- Minimum Spend: PHP 30,000, with at least PHP 1,500 per transaction
- Cashback Limit: Up to PHP 10,000 per cardholder
Eligible Transactions:
- Local and overseas in-store and online purchases
Exclusions:
- Cash advances, bills payment, gambling, e-wallet reloads, and more
Cashback is credited by March 31, 2025. Visit BPI Visa Holiday Promo for details.
| Accumulated spend | eGC Reward |
| Php 75,000 to < Php 200,000 | Php 1,500 |
| Php 200,000 and up | Php 5,000 |
HSBC - Mastercard Holiday Spend
- Promo Period: November 29, 2024 – February 28, 2025
- Eligibility: Primary HSBC Red and Premier Mastercard cardholders
- Registration: Required via a unique link and code sent to cardholders
- Raffle Entries: Earned for qualified purchases after registration
- Exclusions: HSBC, Mastercard, and third-party employees are ineligible
- Data Consent: Cardholders agree to share personal info with Giftaway, the third-party manager
- Liability Waiver: Cardholders release HSBC from liability regarding the promo
For full details, visit the HSBC promo page.
| HSBC Red - Minimum Accumulated Spend Requirement | Reward |
| PHP80,000 | PHP1,500 eGC |
| PHP150,000 | PHP3,000 eGC |
| PHP300,000 | PHP7,000 eGC |
| HSBC Premier - Minimum Accumulated Spend Requirement | Reward |
| PHP400,000 | PHP7,500 eGC |
| PHP600,000 | PHP12,000 eGC |
| PHP1,000,000 | PHP22,000 eGC |
Metrobank - Spends to Surprises
The Metrobank Spends to Surprises Promo offers chances to win electronic gift certificates (EGCs) with qualifying purchases.
Key Details:
- Promo Period: November 15, 2024 – January 31, 2025
- Eligibility: Open to Metrobank credit cardholders in good standing
- Mechanics: Earn raffle entries for every PHP 3,000 spent, with more entries for higher cumulative spending
- Prizes: 36,000 EGCs up for grabs
For complete details, visit the Metrobank Promo Page.
Security Bank - Unwrap the Joy Holiday Shopping Promo
The Security Bank “Unwrap the Joy” Holiday Shopping Promo runs from November 25, 2024, to January 31, 2025. Qualified cardholders can earn electronic gift certificates (eGCs) by reaching specific spending thresholds. eGCs are awarded by March 3, 2025.
Key Details:
- Promo Period: November 25, 2024 to
January 31, 2025 - Eligibility: Eligible Security Bank credit cards for the promo include Classic, Gold, Next, Wave, and Platinum Mastercards.
- Minimum Spend: single-receipt spend of PHP 2,000 is required
Eligible Transactions:
- Local and overseas in-store and online purchases
Exclusions:
- Online transactions from Lazada, Shopee, Grab, ZALORA, and PriceLOCQ
- 0% ChargeLight Installment and Charge Now, Pay Later
- Cash advances, e-wallet or prepaid card reloads
- Bills payments (auto-charge, recurring bills, loan payments)
- Purchases from utilities (gas, electricity, insurance)
- Gaming, trading services, and remittance transactions
- Mail Order/Telephone Order (MOTO) transactions
- In-house Installments like Balance Transfer, Ready Cash, etc.
For more details, visit the the Security Bank promo page.
| Card Type | Minimum Accumulated Spend Requirement | eGC |
| Classic, Next, and Wave Mastercard | PHP60,000 | PHP2,000 |
|
Gold Mastercard
|
PHP120,000 | PHP4,000 |
|
Platinum Mastercard
|
PHP250,000 | PHP9,000 |
| World Mastercard | PHP400,000 | PHP15,000 |
UnionBank - Treats for U
- Receive one (1) Universal Giftaway eGC Freebie of a corresponding amount upon meeting the cumulative minimum spend requirement.
- Qualified transactions include local or foreign currency straight retail purchases and UnionBank PayEasy 0% Installment purchases (in-store, online, or Pay Later).
- Promo Period: October 16, 2024, to January 15, 2025.
- Redemption Period: February 26, 2025, to April 27, 2025.
- Participating merchants are those accredited by Giftaway.
- Use your UnionBank credit card to meet the cumulative spend requirement during the promo period.
More details in the UnionBank Trats 4 U Promo page.
| Cumulative Spend | eGC |
| Tier 1 – P200,000 | Tier 1 – P5,000 |
| Tier 2 – P300,000 | Tier 2 – P7,500 |
| Tier 3 – P400,000 | Tier 3 – P12,000 |
| Tier 4 – P500,000 | Tier 4 – P15,000 |