I applied for a BPI credit card and got a text that I’m qualified for BPI Express Start. What does this mean?
What it means
Sadly, this is BPI’s polite way of saying they declined your credit card application. The Express Start program is BPI’s secured credit card. You can get this card after depositing a non-withdrawable amount.
Secured Credit Cards
If you’re having difficulty getting approved, you might consider starting with a secured credit to build your credit score. See this article to learn which banks offer secure credit cards.